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HomeMy WebLinkAboutFiscal Indicators Report (1994)CITY OF COLLEGE STATION FISCAL INDICATORS REPORT 1994 t TABLE OF CONTENTS Executive Summary City Indicators MunicipalCost Index ...................................................................... ............................... 1 EmploymentBase ............................................................................ ............................... 2 UnemploymentRate ........................................................................ ............................... 2 Total Effective Buying Income ......................................................... ............................... 3 Median Household effective Buying Income ..................................... ............................... 4 EBIDistribution .............................................................................. ............................... 4 Population....................................................................................... ............................... 5 Households...................................................................................... ............................... 6 PropertyValue ................................................................................ ............................... 7 Value of New Development ............................................................. ............................... 8 Major Revenues Net Operating Revenues Per Capita ........................... ............................... SalesTax .................................................................. ............................... Sales Tax as a Percentage of Net Operating Revenue . ............................... PropertyTax ............................................................. ............................... Property Tax as a Percentage of Net Operating Revenue ........................... Return on Investment ................................................. ............................... Expenditures General Fund Departmental Expenditures ........................... General Fund Unreserved- Undesignated Balance ................ Enterprise Funds Expenditures ............. ............................... Solid Waste and Landfill Expenditures . ............................... Personnel............................................. ............................... Citizens Per Employee ......................... ............................... ................ 9 .............. 10 .............. 11 .............. 12 .............. 13 .............. 14 ....... ............................... 15 ....... ............................... 16 ....... ............................... 17 ....... ............................... 18 ...... ............................... 19 ....... ............................... 19 Executive Summary The following report examines various trends that affect the City's financial health. Economic and demographic factors, major revenues and expenditures are all plotted over time to present a dynamic picture of the City's operations and environment. Most of the indicators in this report are very positive for the City and the local economy. • We are growing. The City experienced record growth ( 80 million in new development) in 1993, and it is still going. About 56% of new value is residential. • Taxable valuation turning up. 1994 was the third consecutive year of increasing assessed valuation in College Station. This is significant after an essentially flat period from 1986 -1991. In real terms(adjusted for inflation), 1993 is the fast year to show an increase since 1986, and we are still not back to that level. • More jobs... Unemployment remains the lowest in the state, 3.8 %. The job base grew by 3,600 jobs in the county. • More people ... 555 more households, about 1400 more people. • Moderate income growth... Effective Buying Income increased 5.7% in 1992, median EBI is up 3.1%. • Strong revenue growth... Sales Tax increased 10.8% in 1993, Property Tax was up 8.2 %. This is the first real increase for property tax since 1986. Overall net operating revenues grew by over 15% in FY93. Revenue per capita increased even after adjustment for inflation by 7.6 %. • Expenditure growth has been within the bounds of revenue increases. In FY93 operating revenues exceeded operating expenditures by $5.17m. General Fund departmental expenditures have grown at an average annual compound rate of 8.3% since 1984. CITY INDICATORS MCI The Municipal Cost Index (MCI) was developed by American City and County magazine. It shows the effect of inflation on the costs of typical municipal services. It focuses on items that make up the bulk of municipal expenditures, such as wages, materials and supplies, and services provided by contractors. The MCI draws from the Consumer Price Index (CPI) to measure the upward pressure expected in municipal wage rates. It draws cost information from the Producer Price Index (PPI) for items usually purchased by local governments. MCI uses cost indexes published by the United States Department of Commerce for construction costs. The MCI is used in this report to adjust some fiscal measure for inflation. By adjusting for the effect of inflation, the true flow of the expenditure or revenue is revealed. These adjusted measures show the real pattern of growth or decline: The MCI has risen at a consistent and moderate rate in the past decade. Since 1984 inflation as measured by the MCI has averaged just over 3% annually. Given the strong anti - inflation stance of the current Federal Reserve members, inflation should remain under control in the near future. • Inflation continues at consistent and moderate rate. 140.00 120.00 100.00 80.00 X w Z_ 60.00 40.00 20.00 0.00 1984 1 1985 1986 1987 1988 1989 1990 1991 1992 1993 EMPLOYMENT BASE AND UNEMPLOYMENT RATE Employment base is related directly to business activity and personal income. A change in the number of jobs available in the community is a measure of, and an influence on, business activity. Optimally, an employment base needs to be sufficiently diverse to provide a cushion against short- run economic fluctuations and provide sufficient income to support the local business economy. Brazos County had a record year in 1993 with the amount of jobs available. In 1993, there were over 69,000 jobs available in Brazos County, an increase of more than 3,600 from 1992. A majority of this increase came in the many retail and service related businesses that opened in College Station. The high number of jobs available in Brazos County has directly effected the unemployment rate. The unemployment rate in Brazos County is being estimated by the state to be approximately 3.8 % for all of 1993. This is the lowest unemployment rate for the state. • Good job growth and low unemployment rate continue. U) 0 Z 0 F- M w U W w a 2 1 J 1984 1985 1986 1987 1988 1989 1990 lyyl IU'U 1.7.7-3 1984 1985 1986 1987 1988 1989 1990 1991 1 W iyuj EFFECTIVE BUYING INCOME Total Effective Buying Income Sales and Marketing Management Magazine annually collects buying income figures for their Survey of Buying Power. Total effective buying income (EBI) is the sum of disposable personal income for citizens in College Station. Effective Buying Income takes out personal taxes, non -tax payments (fines, fees, and penalties) and personal contributions for social insurance. This figure is also known as disposable personal income. Due to the time required to collect the information, there is about a one year lag between the time income is actually earned and when EBI information is published. Therefore, the most recent EBI figures are for 1992. • College Station's total EBI increased 5.7 %, or 29.6 million in 1992. WARNING TREND: CONTINUAL DECREASE IN TOTAL EFFECTIVE BUYING INCOME 0) Z O J L N Z C g J O Q 3 1984 1985 1986 1987 1988 1989 1990 1991 1992 Median Household Effective Buying Income Median household EBI is the point which bisects all the city effective buying income levels leaving one -half of the city households above and one -half of the households below the median effective buying income level. Median EBI increased 3.1 % in 1992. WARNING TREND: CONTINUAL DECREASE IN MEDIAN HOUSEHOLD EFFECTIVE BUYING INCOME The graph below illustrates income distribution in College Station. While most ranges appear fairly constant, a positive trend is evident in the highest EBI range. This rise in the upper range is offset by a decrease in $10 ,000 - $19,999 range. Another positive sign is that the percentage of households in the lowest range has leveled off. • More upper- income households. WARNING TREND: CONTINUAL INCREASE IN PERCENTAGE OF HOUSEHOLDS IN LOWER INCOME RANGES. 35.00% 30.0096 25.00% 20.0096 15.00% 10.00% 5.00% 0.00% 1983 1984 1985 1986 1987 1988 1989 1990 1991 1992 PERCENTAGE OF HOUSEHOLDS IN EACH EBI RANGE T - % < $ 10.000 EBI 6 %S10TO$19.9E91 -•- %$20 TO $34.9 EBI % $35 TO $49 EBI -- %> $5(1000 E& 4 1984 1985 1986 1987 1988 1989 1990 1991 lw1 POPULATION The exact relationship between population change and other economic and demographic factors is uncertain. Population change can ,however, directly affect government revenues and expenditures. For this reason, it is important to track the population change for the City. The number for 1990 was obtained from census, and is very accurate since it was obtained by an actual physical count. The numbers for other years are estimates obtained from the Texas State Data Center. The Data Center is the clearing house for all types of statistical information for the state of Texas. The population figures are given to the Data Center by the Commerce Department so these are the official population estimates for College Station. The estimate for 1993 was made by the budget division based on the number of new dwelling units and average occupancy figures. Although it appears as if population growth is stagnant by looking at the graph, actually College Station has experienced population growth well above national figures. From 1980 to 1990 College Station grew from 37,272 to 52,456 or 40.7 %. Since 1990 population growth has averaged 1.9% as compared to about 1% nationwide. • Population growth outpaces national average. WARNING TREND: CONTINUING DECLINE IN CITY'S POPULATION 60 50 40 Cn 0 z cn 30 0 20 10 5 0 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 HOUSEHOLDS A household consists of all people occupying a single housing unit and applies to the rules of the 1980 census -- such as a house, an apartment, a group of rooms, or a single room. The members of a household need not be related. A single person living alone in a housing unit is also counted as a household. All persons who are not members of households are regarded as living in group quarters; institutions, dormitories, military barracks, etc. The number of households in College Station has tended to increase almost every year. The lowest number of households in the city was 15,500, in 1984. • The number of households in College Station increased by 555, or just over 3% in 1993. 2 1984 1985 1986 1987 1988 198` 1'�� I11�1' 10" "" 1 PROPERTY VALUE Changes in property value are important because local governments tend to depend on property tax for a substantial portion of their revenues. The effect of declining property value on governmental revenues depends on the government's reliance on property taxes. A decline in ' property value will most likely not be a cause but a symptom of other, underlying problems. For this indicator, property value is the assessed and estimated actual value of taxable properties, both ' real and personal. College Station has experienced an increase in property value for the past three years. This is a positive trend after experiencing no increase in taxable value in the period from 1986 -1991. The lower graph shows the trend in property value adjusted for inflation. • Upward trend continues. WARNING TREND: DECLINING GROWTH OR A DROP IN THE VALUE OF REAL AND PERSONAL PROPERTY 1,400 E 1,000 z U) cn z 800 cc 0 g J 0 600 0 01- 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994 1,200 --------------------- --------------------------------------------- TAXABLE PROPERTY VAL 1,000 - - - - -- --- - - - - -- - - - - - -- - - -- ------------------- ADJUSTED VALUE 800 -- ---------------------------------------------------------------- ----------- - - - - -- ---------- - - - - -- -------- - - - - -- Cn cn z aC p J CM - - - - - - • - • - - - - - - - - - - - - - - - - - - - - - - - - - • • - - • - - - - - - - - - - • - - - - - - - - - • • - - - - - - - - - J J UN 0 M 0 Z 00 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -.- - - - - - - - - - - - - - - - - - - - - LW - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 7 0 _ . 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 VALUE OF NEW DEVELOPMENT Total value of new development is the value of commercial and residential development as measured by yearly building permit records. This indicator reveals the pattern of growth in the community. High growth periods are associated with high rates of development. When growth declines, development will decrease. New development in College Station increased significantly in 1993. Building permits were issued for development valued at nearly $80 million. Another positive indicator is that the new development was balanced fairly well between commercial and residential. Residential development made up 56% of the total as compared to 73% in 1992. • Very strong building activity in 1993 ($80 Million). WARNING TRENDS: LITTLE OR NO NEW DEVELOPMENT, OR INCREASING VALUE OF RESIDENTIAL DEVELOPMENT AS A PERCENTAGE OF TOTAL DEVELOPMENT z O J c J_ G Z C J 0 0 F E) COMMERCIAL ® RESIDENTIAL 0 1984 1985 1986 1987 1988 1989 1990 1991 15vz IriI) NET OPERATING REVENUES PER CAPITA The net operating revenue for the City was calculated by summing all revenues (except transfers) for the General, Utility, Solid Waste Collection, Landfill, Debt Service, Hotel/Motel, and Cemetery funds. This number was then divided by population to obtain net operating revenue per capita. Additionally, electric revenue was separated to facilitate comparison with other cities that do not provide that service. The spike in revenues that occurs in 1988 is due to the fact that 1988 was a 15 fiscal period. In 1988 the revenue number is made up of 15 months worth of data. The 15 months of data are reflected in all graphs where the year 1988 has an asterisk ( *) . The lower graph presents the same information adjusted for inflation. In this graph since population and inflationary effects are removed, the trend should be fairly flat. One reason that this graph might rise is if a higher service level is provided by the City. A continuing trend in either direction should be carefully analyzed. If revenues per capita keep rising over time, this could mean that the City's capacity to generate more revenue is diminishing. If there is a downward trend in this indicator, services provided may have to be cut to meet budget shortfalls. • Per capita revenues increase 11% in 1993. WARNING TREND: A CONTINiIING TREND IN EITHER DIRECTION. 1,200 1,000 co m g 600 0 0 1 Cn m J 0 0 1 1985 1986 1987 1988 9 1989 1990 1991 1992 1993 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 SALES TAX REVENUE Sales tax revenue is highly responsive to changes in the economic base and the level of inflation. As the economic base expands, or inflation goes up, sales tax revenues rise. The year to year change in revenues is a good way to interpret the economic condition of the community. Sales tax revenues continued the strong upward trend in 1993 increasing by 10.8%. Some reasons for the large increase are the stronger economy and the growth in retail establishments in the city. College Station is becoming more of a regional trade center attracting consumers from surrounding areas. The lower portion of the graph below shows the real growth of this revenue with the effect of inflation removed. It is important to notice that there is still a strong upward trend. This indicates that much of the growth is not due to rising prices, but rather to increased spending. • Sales tax revenue up 10.8% in 1993. WARNING TREND: DECREASING SALES TAX REVENUES z� 0 vn Q go ° o� S1 Iaa3 H 1984 1985 1986 1987 1988' 1989 1990 1991 19vz Sales Tax Revenue as a Percentage of Net Operating Revenues This indicator shows what portion of net operating revenues come from the collection of sales tax. In the most ideal case, this indicator would remain relatively constant. This indicator can be used as a gauge for determining if property tax revenues are growing at the same rate as other city revenues. Sales tax revenue as a percentage of net operating revenues declined slightly in 1993. This leveling off is positive in the sense that an increasing dependence on any single revenue source can lead to problems if that revenue decreases. This is especially true with a revenue like sales tax that is very sensitive to the economy. • Sales tax revenue levels off as a percentage of net operating revenues. WARNING TREND: CONTINUOUS DECREASES OR INCREASES IN SALES TAX REVENUES AS A PERCENTAGE OF NET OPERATING REVENUES E I 11 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 PROPERTY TAX REVENUES A decline in the level of revenue collected as property taxes may be an indication that overall property values are declining, local economic health is declining, or a decline in the total number of households. A decline could also result from unwilling default on property taxes by property owners. Another reason for decline might be from inefficient assessment or appraisal of property. Finally, a decline can result from deliberate default on taxes. College Station property tax revenues increased by 8.2% in 1993. This is a good sign after two years of little or no increase. As shown in the lower segment of the graph, this revenue increased after adjustment for inflation for the first time since 1986. • Strong growth (8.2 %) in 1993 after two years of no growth. WARNING TREND: DECREASING PROPERTY TAX REVENUES 4,500 4,000 ? 0 3,000 W z 2,500 0 o � 2,000 1,500 1,000 0+ 1984 12 1985 1986 1987 1988 1989 1990 1991 1992 1993 Property Tax Revenue as a Percentage of Net Operating Revenues i 1 1 1 1 This indicator shows what portion of net operating revenues come from the collection of property tax. In the most ideal case, this indicator would remain relatively constant. This indicator can be used as a gauge for determining if property tax revenues are growing at the same rate as other city revenues. Property tax revenue as a percentage of net operating revenues declined in 1993 by about one percentage point. This indicator has been declining since 1990. As shown in the previous graph, property tax revenue has not decreased in this period. It has just not grown like other major revenues. This trend should level off or reverse in 1994 due to the tax rate increase and increased assessed valuation. The dip in 1988 is due to the 15 month fiscal period. Only one year of property tax revenue was divided by 15 months of other net operating revenues. • Property tax continues to decline as a portion of revenues. WARNING TREND: CONTINUOUS DECREASES OR INCREASES IN PROPERTY TAX REVENUES AS A PERCENTAGE OF NET OPERATING REVENUES 011z 13 GENERAL FUND RETURN ON INVESTMENT The amount of the return on investment transfer to the General fund is based on several factors; level of activity in the enterprise funds and overall enterprise fund capital. The City Council determines what percentage of revenues will be transferred to the General fund from the enterprise funds. In the past ROI has been about 12% of utility revenues. In 1991 ROI decreased to about 10% of utility revenues and has stayed in that range. • R.O.L revenue increased 9.6%, but stayed at 10% of utility revenue. WARNING TREND: INCREASING USE OF RETURN ON INVESTMENT AS A GENERAL FUND REVENUE SOURCE 5,000 4,500 4,000 0 3,500 z 0 3,000 0 Z 2,500 Cn g 2,000 0 1,500 1,000 0 RETURN ON INVESTMENT 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 14 0.14 ROI ASA %OF UTILITY REVENUES 012 0.1 a , 0.08 x O N 0.06 n 0.04 0.02 0 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 14 1 1 1 1 1 1 1 1 GENERAL FUND DEPARTMENTAL EXPENDITURES The chart below shows how expenditures in the General Fund, and each department within it, have changed since 1984. Overall, departmental expenditures have grown at a compound annual rate of 8.3%. As the graph shows, most of the departments grew at about this rate. Notable exceptions are General Government which grew at an annual rate of 2.7% and Management services which grew 27% annually since 1984. There are two major reasons for the large growth rate in Management Services expenditures. One is the growth of the M.I.S. division due to the increased use of computers and related systems by the City. The other reason is the increased commitment to the maintenance of City buildings. • Departmental expenditures have grown at a compound average rate of 8-3%. WARNING TREND: LARGE INCREASES IN EXPENDITURES UNRELATED TO GROWTH OR INCREASED SERVICES. Cn co ° I z go z 04— 1984 1985 1986 1987 1988' 1989 1990 1991 1992 1993 ❑ GEN. GOVT. ® COMM. SERVICE 0 FISCAUHR ❑ POLICE ❑ FIRE ❑ DEV. SERVICES IM PUB. SERVICES ® PARKS MGMT. SERVICES 15 GENERAL FUND UNRESERVED - UNDESIGNATED FUND BALANCE This indicator reveals the year -end funds available in the General Fund. These funds have not been appropriated for any activities. This fund balance can be thought of as a reserve, and the City's financial policy states that the amount be at least 15% of total fund expenditures. The bars in the graph represent the fund balance and the background shaded area represents the amount needed to meet the policy. • General Fund balance was $ 3.4 million in FY93 well above 15% policy. WARNING TREND: CONTINUOUS DECLINE IN UNRESERVED - UNDESIGNATED BALANCE 3,500 3,000 c 2,500 z a Cn 0 2,000 x z ¢ 1,500 a J J c 1,000 500 J] 16 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 ENTERPRISE FUNDS EXPENDITURES The chart below shows how expenditures in the utility funds have changed since 1984. Expenditures for all three funds increased from $15M to $29M in that period. Compound annual increases averaged 7.5%, 5.7%, and 9.1% for Electric, Water, and Waste Water respectively. WARNING TREND: CONTINUING LARGE AND UNEXPLAINED EXPENDITURE INCREASES. U) 0 CrQ 5 U) J 0 0 H Z electric ® water M sewer 17 1983 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 SOLID WASTE COLLECTION AND LANDFILL FUND EXPENDITURES The Solid Waste Collection Fund is composed of the activities for Residential and Commercial Collection. Starting in 1991, Solid Waste Disposal expenses were accounted for in the Landfill fund. Expenditures in the Solid Waste Collection Fund are for items such as salaries & benefits, supplies, property services, professional services, capital outlay and maintenance. The Landfill fund accounts for the revenues and expenditures from solid waste disposal. Expenditures in the fund are for items such as salaries & benefits, supplies, property services, professional services, capital outlay, and maintenance. The large increase in 1993 is due to a change in the way construction costs are accounted. These costs are expensed each year rather than treated as capital costs. Another reason for the large increase in landfill expenditures are compliance costs associated with meeting federal mandates. WARNING TREND: CONTINUING LARGE AND UNEXPLAINED INCREASES IN EXPENDITURES. z 0 cn z Cr ¢ go O = o� 18 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 PERSONNEL Personnel costs make up about 80% of the City's General Fund budget and are a large part of the Utility fund budgets. In the past ten years the number of City employees has increased about 1.5% annually on average. The City added 17 positions in 1993. Seven new positions were added to the General Fund. Some of these are: one Traffic Officer, one Warrant Officer, and one Energy Auditor. Seven new positions were also added in Solid Waste Collection and Disposal. Each of the Utility funds added one position also. City staff increases by 17 positions or 3 % in 1993. WARNING TREND: PERSONNEL INCREASES OUTPACING GROWTH OR SERVICE LEVEL INCREASES. 600 20 115 - - __ 109 1{30 101 103 10� 101 100 1131 98 a f 80 60 1 CITIZENS PER EMPLOYEE i An- I 20 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 19 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993