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On Mon, Apr 1, 2013 at 12:23 PM, Theresa Holland gheresaho0and14@gmad.mm> wrote:
Begin forwarded message:
Getters Testamentary
No. 13,705- C
The State of Texas ) In County Court
County of Brazos J Brazos County, Texas
I, Karen McQueen, Clerk of the County Court of Brazos County, Texas, do
(zere6y certify that on the 5th clay of Te6ruary, 2010, Theresa 7falland and Ann
Duke was by said court duly granted Letters Testamentary of the Estate of nary
34uhaerSea6ack deceased, and that they have duly qualified *Independent Co-
Executvices of said -Estate on the 5th day of Ee6ruary, 2010 as the raw requires, and
that saulappointment is stilrin furrforce andeffect.
'Witness my hand and seal of said court, at Bryan, 7exgs, this 11 th day of
January, 2012.
Karen WcQueen, Clerk
County Court, Brazos County, Texas
(Sean
By: t 1 . Deputy.
aduke4@comeast.net<aduke4@comcastnec, Mon, Apr 1, 2013 at 2:34 PM
To: Natalie Ruiz <nataIIe@ipsgnoup.us>
Cc: Theresa Holland <theresahollardl4@gmaff.wm>
C 11MITMENT FOR TITLE INSURANCE
- Issued By
Old Republic National Title Insurance Company
SCHEDULE A
-tive Date: August 19, 2013, 07:00 am GF No. 30965
mitment No. , issued August 30, 2013, 09:45 am
The policy or policies to be issued are:
(a) OWNER'S POLICY OF TITLE INSURANCE (Form T-1)
(Not applicable for improved one -to -four family residential real estate)
Policy Amount: $384,373.00
PROPOSED INSURED: Oldham Goodwin Develpment, LLC
(b) TEXAS RESIDENTIAL OWNER'S POLICY OF TITLE INSURANCE
- ONE -TO -FOUR FAMILY RESIDENCES (Form T-lR)
Policy Amount:
PROPOSED INSURED:
(c) LOAN POLICY OF TITLE INSURANCE (Form T-2)
Policy Amount:
PROPOSED INSURED:
Proposed Borrower:
(d) TEXAS SHORT FORM RESIDENTIAL LOAN POLICY OF TITLE INSURANCE (Form T-2R)
Policy Amount:
PROPOSED INSURED:
Proposed Borrower:
(e) LOAN TITLE POLICY BINDER ON INTERIM CONSTRUCTION LOAN (Form T-13)
Binder Amount:
PROPOSED INSURED:
Proposed Borrower:
(f) OTHER
Policy Amount:
PROPOSED INSURED:
The interest in the land covered by this Commitment is: Fee Simple
Record title to the land on the Effective Date appears to be vested in:
The Estate of Gary Seaback, Deceased
Legal description of the land:
SEE ATTACHED EXHIBIT "A"
4T-7: Commitment for Title Insurance Pagel
EXHIBIT "A"
es and bounds description of all that certain tract or parcel of land lying and being situated in the ROBERT
VENSON LEAGUE, ABSTRACT No. 54, City of College Station, Brazos County, Texas. Said tract being a portion of the
ainder of a called 117.5 acre tract of land as described by a deed from to Gary Seaback recorded in Volume 2597, page
of the Official Public Records of Brazos County, Texas.
tract being more particularly described by metes and bounds as follows:
;INNING at a 1/2 inch iron rod found on the northeast line of Victoria Avenue (70' R.O.W.) marking the west corner of
17, Block 1, Reatta Meadows Subdivision according to the plat recorded in Volume 6118, page 47 of the Official Public
Irds of Brazos County, Texas.
;NCE N 450 45' 00" W, along the northeast line of Victoria Avenue for a distance of 350.64 feet (Plat call: N 45° 46' 16"
100.00 feet, 6118/47) to a 1/2 inch iron rod set marking the south corner of a called 522 square foot tract of land (ROW) as
ribed by a Deed to the City of College Station recorded in Volume 10058, page 12 of the Official Public Records of Brazos
nty, Texas (Deed Call: N 450 46' 16" W - 350.63 feet, 10058/12). Said iron rod set marking the beginning of a clockwise
e having a Radius of 50.00 feet;
;NCE: along said curve through a Central Angle of 890 19' 27" for an Arc distance of 77.95 feet (Chord Bears: N 010 06'
W - 70.29 feet) (Deed Call Chord: N 01106' 36" W - 70.29 feet, 10058/12) to a 1/2 inch iron rod set on the southeast line of
-on Road (90' R.O.W.) marking the end point of said curve;
;NCE: N 430 33' 28" E along the southeast line of Barron Road for a distance of 350.59 feet (Deed Call: N 430 33' 04" E -
59 feet, 10058/12) to a point in the concrete footing of a column marking the west corner of Lot 6 of said Block 1;
;NCE: S 450 45' 28" E along the westerly line of said Block 1, at 218.31 feet pass a 1/2 inch iron rod found marking the
h corner of Lot 7 and the west corner of Lot 8 of said Block 1, at 338.31 feet pass a 1/2 inch iron rod found marking the
h corner of Lot 9 and the west corner of Lot 10 of said Block 1, continue on for a total distance of 399.99 feet (Plat Call: S
46' 16" E - 399.99 feet, 6118/47) to a point in the concrete footing of a column on the northwest line of Lot 13 of said Block
lid point marking the south corner of said Lot 10;
;NCE: S 431 32' 56" W continuing along the westerly line of said Block 1, at 52.70 feet pass a 1/2 inch iron rod found
king the west corner of said Lot 13, continue on for a total distance of 400.05 feet (Plat Call: S 430 32' 35" W - 400.00 feet,
'147) to the POINT OF BEGINNING containing 3.661 acres of land, more or less.
:: The Company is prohibited from insuring the area or quantity of the land described herein. Any statement in the above
1 description of the area of land is not a representation that such area or quantity is correct, but is made only for
,mational and/or identification purposes and does not override Item No. 2 of Schedule B.
vI T-7: Commitment for Title Insurance page 2
C' MITMENT FOR TITLE INSURANCE
Issued By --
Old Republic National Title Insurance Company
SCHEDULE B
EXCEPTIONS FROM COVERAGE
idition to the Exclusions and Conditions and Stipulations, your Policy will not cover loss, costs, attorneys' fees, and expenses
ting from:
\. eGifis b
r
Any discrepancies, conflicts, or shortages in area or boundary lines, or any encroachments or protrusions, or any overlapping
of improvements. Upon Company's receipt, review and approval of a current land title survey, and payment of any
promulgated premium, this item can be amended to read in its entirety 'shortages in area'."
Homestead or community property or survivorship rights, if any, of any spouse of any insured. (Applies to the Owner's
Policy only.)
Any titles or rights asserted by anyone, including, but not limited to, persons, the public, corporations, governments or other
entities,
a. to tidelands, or lands comprising the shores or beds of navigable or perennial rivers and streams, lakes, bays, gulfs or
oceans, or
b. to lands beyond the line of harbor or bulkhead lines as established or changed by any government, or
C. to filled -in lands, or artificial islands, or
d. to statutory water rights, including riparian rights, or
e. to the area extending from the line of mean low tide to the line of vegetation, or the rights of access to that area or
easement along and across that area.
(Applies to the Owner's Policy only.)
Standby fees, taxes and assessments by any taxing authority for the year 2013, and subsequent years; and subsequent taxes
and assessments by any taxing authority for prior years due to change in land usage or ownership, but not those taxes or
assessments for prior years because of an exemption granted to a previous owner of the property under Section 11.13, Texas
Tax Code, or because of improvements not assessed for a previous tax year. (If Texas Short Form Residential Loan Policy
(T-2R) is issued, that policy will substitute "which become due and payable subsequent to Date of Policy" in lieu of "for the
year and subsequent years.")
The terms and conditions of the documents creating your interest in the land.
Materials furnished or labor performed in connection with planned construction before signing and delivering the lien
document described in Schedule A, if the land is part of the homestead of the owner. (Applies to the Loan Title Policy
Binder on Interim Construction Loan only, and may be deleted if satisfactory evidence is furnished to us before a binder is
issued.)
Liens and leases that affect the title to the land, but that are subordinate to the lien of the insured mortgage. (Applies to Loan
Policy (T-2) only.)
4 T-7: Commitment for Title Insurance Page 3
The Exceptions from Coverage anc express Insurance in Schedule B of the Tr...,,-; Short Form Residential LoanPolicy
(T-2R). (Applies to Texas Short Form Residential Loan Policy (T-2R) only. Separate exceptions 1 through 8 of this
Schedule B do not apply to the Texas Short Form Residential Loan Policy (T-2R).
The following matters and all terms of the documents creating or offering evidence of the matters (We must insert matters or
delete this exception.):
a. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the title that would
be disclosed by an accurate and complete land survey of the land.
b. Blanket Easement granted to the City of Bryan by A.B. McSwain and Mrs. A.B. McSwain as set out in
instrument dated April 19, 1922, recorded in Volume 98,_page 319 of the Deed Records of Brazos County,
Texas.
C. Blanket Easement granted to Wellborn Water Supply Corporation by A.S. McSwain as set out in instrument
dated July 14, 1971, recorded in Volume 303, page 325 of the Deed Records of Brazos County, Texas.
d. Mineral Reservation as set out in deed dated November 9, 1946 from Grace Goen and husband, C. F. Goen;
Lurline Edge and husband, Harry S. Edge; and P.W. McSwain and wife, Lavenia McSwain to A.S. McSwain,
recorded in Volume 136, page 253, Deed Records of Brazos County, Texas. Title to this interest not
investigated subsequent to date of said instrument.
e. Mineral Reservation as set out in deed acknowledged July 29, 1954 from R.F. McSwain and wife Elizabeth
McSwain to A.S. McSwain, recorded in Volume 164, page 419, Deed Records of Brazos County, Texas. Title
to this interest not investigated subsequent to date of said instrument.
f. Term Mineral Reservation as set out in deed dated January 1, 1958 from E.B. McSwain and wife, Marie L.
McSwain to A.S. McSwain, recorded in Volume 186, page 425, Deed Records of Brazos County, Texas. Title
to this interest not investigated subsequent to date of said instrument.
g. Royalty interest in all of the oil, gas and other minerals in and under the herein described property
conveyed to JEH Interests by Ross F. McSwain, Jr. in instrument dated February 5, 1993, recorded in
Volume 1715, page 266 of the Official Public Records of Brazos County, Texas.
h. Royalty interest in all of the oil, gas and other minerals in and under the herein described property
conveyed to JEH Interests by Ross Francis McSwain, Sr., Testamentary Trust, Ross F. McSwain, Jr., Trustee
in instrument dated March 5, 1993, recorded in Volume 1739, page 95 of the Official Public Records of
Brazos County, Texas.
i. Estate created by oil, gas and mineral lease granted to Cities Service Company by A.S. McSwain and Lois P.
McSwain by instrument dated September 27, 1976 and recorded in Volume 24, page 149 of the Oil, Gas and
Mineral Lease Records and amended in Volume 1999, page 296 of the Official Pubic Records of Brazos
County, Texas, and all terms, conditions and stipulations contained therein. Title to this lease has not been
investigated subsequent to date thereof.
j. Estate created by oil, gas and mineral lease granted to Cities Service Company by E.B. McSwain by
instrument dated September 27, 1976 and recorded in Volume 24, page 159 of the Oil, Gas and Mineral Lease
Records of Brazos County, Texas, and all terms, conditions and stipulations contained therein. Title to this
lease has not been investigated subsequent to date thereof.
k. Estate created by oil, gas and mineral lease granted to Cities Service Company by Grace M. Goen by
instrument dated September 27, 1976 and recorded in Volume 24, page 163 of the Oil, Gas and Mineral Lease
Records of Brazos County, Texas, and all terms, conditions and stipulations contained therein. Title to this
lease has not been investigated subsequent to date thereof.
W T-7: Commitment for Tide Insurance Page 4
Estate created by oil, ga.,�nd mineral lease granted to Cities Ser.—e Company by Lurline M. Edge by
instrument dated September 27, 1976 and recorded in Volume 24, page 167 of the Oil, Gas and Mineral Lease
Records of Brazos County, Texas, and all terms, conditions and stipulations contained therein. Title to this
lease has not been investigated subsequent to date thereof.
in. Estate created by oil, gas and mineral lease granted to Cities Service Company by Paul W. McSwain by
instrument dated September 27, 1976 and recorded in Volume 24, page 244 of the Oil, Gas and Mineral Lease
Records and amended in Volume 1999, page 299 of the Official Public Records of Brazos County, Texas, and
all terms, conditions and stipulations contained therein. Title to this lease has not been investigated
subsequent to date thereof.
n. Estate created by oil, gas and mineral lease granted to Cities Service Company by Ross F. McSwain, Jr. by
instrument dated September 27,1976 and recorded in Volume 24, page 249 of the Oil, Gas and Mineral Lease
Records of Brazos County, Texas, and all terms, conditions and stipulations contained therein. Amendment
in Volume 496, page 120 of the Deed Records and Ratified in instruments recorded in Volume 2138 pages 275
and 277 and Volume 2169, pages 60 and 62 of the Official Public Records of Brazos County, Texas. Title to
this lease has not been investigated subsequent to date thereof.
o. Estate created by oil, gas and mineral lease granted to Cities Service Company by Elizabeth G. McSwain by
instrument dated September 27, 1976 and recorded in Volume 24, page 253 of the Oil, Gas and Mineral Lease
Records of Brazos County, Texas, and all terms, conditions and stipulations contained therein. Title to this
lease has not been investigated subsequent to date thereof.
P. Estate created by oil, gas and mineral lease granted to Cities Service Company by Irma L. McSwain by
instrument dated September 27, 1976 and recorded in Volume 24, page 377 of the Oil, Gas and Mineral Lease
Records and amended in Volume 1764, page 208 and Volume 2169, page 64 of the Official Public Records of
Brazos County, Texas, and all terms, conditions and stipulations contained therein. Title to this lease has not
been investigated subsequent to date thereof.
q. Estate created by oil, gas and mineral lease granted to The Williams Partnership by Lynette E. Brown by
instrument dated April 17, 1991 and recorded in Volume 1260, page 216 of the Official Public Records of
Brazos County, Texas, and all terms, conditions and stipulations contained therein. Title to this lease has not
been investigated subsequent to date thereof. (30.1501 acres out of 117.5 acres)
r. Estate created by oil, gas and mineral lease granted to The Williams Partnership by A.S. McSwain, Jr.,
Edward P. McSwain and Mary Lois Bland, Trustees by instrument dated February 25, 1991 and recorded in
Volume 1260, page 222 of the Official Public Records of Brazos County, Texas, and all terms, conditions and
stipulations contained therein. Title to this lease has not been investigated subsequent to date thereof.
S. Estate created by oil, gas and mineral lease granted to The Williams Partnership by Irma McSwain by
instrument dated April 16, 1991 and recorded in Volume 1260, page 241 of the Official Public Records of
Brazos County, Texas, and all terms, conditions and stipulations contained therein. Title to this lease has not
been investigated subsequent to date thereof. (30.1501 acres)
I. Estate created by oil, gas and mineral lease granted to The Williams Partnership by Ross F. McSwain, Jr. by
instrument dated April 16, 1991 and recorded in Volume 1271, page 296 of the Official Public Records of
Brazos County, Texas, and all terms, conditions and stipulations contained therein. Title to this lease has not
been investigated subsequent to date thereof. (As to 30.1501 acres out of the 117.5 acres)
U. Estate created by oil, gas and mineral lease granted to The Williams Partnership by Oliver F. Goen, Executor
of the Estate of Grace E. Goen, Deceased by instrument dated April 23, 1991 and recorded in Volume 1282,
page 189 of the Official Public Records of Brazos County, Texas, and all terms, conditions and stipulations
contained therein. Title to this lease has not been investigated subsequent to date thereof. (as to 30.1501
acres)
V. Rights of parties in possession.
vl T-7: Commitment for Title Insurance Page 5
C` IMITMENT FOR TITLE INSURANCE
--. Issued By
Old Republic National Title Insurance Company
SCHEDULE C
r Policy will not cover loss, costs, attorneys' fees, and expenses resulting from the following requirements that will appear as
,ptions in Schedule B of the Policy, unless you dispose of these matters to our satisfaction, before the date the Policy is issued:
Documents creating your title or interest must be approved by us and must be signed, notarized and filed for record.
Satisfactory evidence must be provided that:
a. no person occupying the land claims any interest in that land against the persons named in paragraph 3 of Schedule
A,
b. all standby fees, taxes, assessments and charges against the property have been paid,
C. all improvements or repairs to the property are completed and accepted by the owner, and that all contractors,
subcontractors, laborers and suppliers have been fully paid, and that no mechanic's, laborer's or materialmen's liens
have attached to the property,
d. there is legal right of access to and from the land,
e. (on a Loan Policy only) restrictions have not been and will not be violated that affect the validity and priority of the
insured mortgage.
You must pay the seller or borrower the agreed amount for your property or interest.
Any defect, lien or other matter that may affect title to the land or interest insured, that arises or is filed after the effective
date of this Commitment.
We reserve the right to search buyer name in the real property records and make additional requirements, if any, in
the event that the contract for sale is assigned.
Countersigned
Aggieland Title Company
By d4Lt (
T-7: Commitment for Title Insurance
Page 6
SCHEDULE D
No. 30965 Effective Date: August 19, 2013, 07:00 am
cuant to the requirements of Rule P-21, Basic Manual of Rules, Rates and Forms for the writing of Title Insurance in the State of
as, the following disclosures are made:
The following individuals are directors and/or officers, as indicated, of the Title Insurance Company issuing this Commitment
DIRECTORS OF OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY
HARRINGTON BISCHOF
DENNIS P. VAN MIEGHEM
JOHN M. DIXON
JAMES A. KELLOGG
JAMES HELLAUER
RANDE K. YEAGER
ARNOLD L. STEINER
CHARLES F. TITTERTON
A. C. ZUCARO
LEO E. KNIGHT, JR.
STEVE R. WALKER
FREDERICKA TAUBITZ
OFFICERS OF OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY
MARK BILBREY, President RANDE K. YEAGER, Chairman and CEO
GARY J. HORN, Executive Vice President MARK M. BUDZINSKI, Executive Vice President
R. WAYNE SHUPE, Executive Vice President PATRICK A. CONNOR, Executive Vice President
CHERYL JONES, Executive Vice President MIKE TARPEY, Vice President, Treasurer
CHARLES KOVALESKI, Executive Vice President ROBERT J. CHAPMAN, Executive Vice President
STEPHEN C. WILSON, Executive Vice President, Vice DANIEL M. WOLD, Sr. Vice President, Secretary,
Chairman General Council
JOHN A. MAGNESS, Executive Vice President
Shareholders owning, controlling or holding, either personally or beneficially, 10% or more of the shares of Old
Republic National Title Insurance Company as the last day of the year preceding the date herein above set forth
are as follows: Old Republic National Title Insurance Company-100% , a wholly owned subsidiary of Old
Republic Title Insurance Group, Inc., a wholly owned subsidiary of Old Republic International Corporation.
The following disclosures are made by the Title Insurance Agent issuing this Commitment:
Owners Directors Officers
William S. Thornton, Jr. William S. Thornton, Jr. William S. Thornton, Jr., President
J. Fred Bayliss Page D. Thornton, Secretary
Page D. Thornton Page D. Thornton, Treasurer
You are entitled to receive advance disclosure of settlement charges in connection with the proposed transaction to which this
commitment relates. Upon your request, such disclosure will be made to you. Additionally, the name of any person, firm or
corporation receiving a portion of the premium from the settlement of this transaction will be disclosed on the closing or
settlement statement.
You are further advised that the estimated title premium* is:
Owner's Policy
Loan Policy
Endorsement Charges
Other
Total
$2,450.00
$0.00
S0.00
$0.00
$2,450.00
its total amount: 15% will be paid to the policy issuing Title Insurance Company: 85% will be retained by the issuing Title
rance Agent; and the remainder of the estimated premium will be paid to other parties as follows:
Amount
To Whom
For Services
•The estimated premium is based upon information furnished to us as of the date of this Commitment for Title Insurance. Final
.initiation of the amount of the premium will be made at closing in accordance with the Rules and Regulations adopted by the
unissioner of Insurance."
N T-7: Commitment for Title Insurance Page I
DELETION OF ARBITRATION PROVISION
(Not applicable to the Texas Residential Owner's Policy)
Arbitration is a common form of alternative dispute resolution. It can be a quicker and cheaper means to
settle a dispute with your Title Insurance Company. However, if you agree to arbitrate, you give up your right
to take the Title Company to court and your rights to discovery of evidence may be limited in the arbitration
process. In addition, you cannot usually appeal an arbitrator's award.
Your policy contains an arbitration provision (shown below). It allows you or the Company to require
arbitration if the amount of insurance is $2,000,000 or less. If you want to retain your right to sue the
Company in case of a dispute over a claim, you must request deletion of the arbitration provision before
the policy is issued. You can do this by signing this form and returning it to the Company at or before
the closing of your real estate transaction or by writing to the Company.
The arbitration provision in the Policy is as follows:
"Either the Company or the Insured may demand that the claim or controversy shall be submitted to arbitration
pursuant to the Title Insurance Arbitration Rules of the American Land Title Association ("Rules"). Except as
provided in the Rules, there shall be no joinder or consolidation with claims or controversies of other persons.
Arbitrable matters may include, but are not limited to, any controversy or claim between the Company and the
Insured arising out of or relating to this policy, any service in connection with its issuance or the breach of a
policy provision, or to any other controversy or claim arising out of the transaction giving rise to this policy.
All arbitrable matters when the Amount of Insurance is $2,000,000 or less shall be arbitrated at the option of
either the Company or the Insured, unless the Insured is an individual person (as distinguished from an Entity).
All arbitrable matters when the Amount of Insurance is in excess of $2,000,000 shall be arbitrated only when
agreed to by both the Company and the Insured. Arbitration pursuant to this policy and under the Rules shall
be binding upon the parties. Judgment upon the award rendered by the Arbitrator(s) may be entered in any
court of competent jurisdiction."
SIGNA
E — K
commitment for Title Insurance
Issued by Old Republic National Title Insurance Company
*
* THE FOLLOWING COMMITMENT FOR TITLE INSURANCE IS NOT VALIDUNLESS YOURNAME AND
* * THE POLICY AMOUNT ARE SHOWN IN SCHEDULE A, AND OUR AUTHORIZED REPRESENTATRrE
* HAS COUNTERSIGNED BELOW.
We (Old Republic National Title Insurance Company) will issue our title insurance policy or policies (the Policy) to You (the proposed insured) upon
layment of the premium and other charges due, and compliance with the requirements in Schedule B and Schedule C. Our Policy will be in the
Form approved by the Texas Department of Insurance at the date of issuance, and will insure your interest in the land described in Schedule A. The
:stimated premium for our Policy and applicable endorsements is shown on Schedule D. There may be additional charges such as recording fees,
and expedited delivery expenses.
Chis Commitment ends ninety (90) days from the effective date, unless the Policy is issued sooner, or failure to issue the Policy is our fault Our
iability and obligations to you are under the express terms of this Commitment and end when this Commitment expires.
\GGIELAND TITLE COMPANY
1740 Copperfield Dr., Suite 101
Iryan, TX 77802
1791 31-8400
ahotied Sigxatory
Warm 2067
amitmmt for ud1 1v .r,r
relive 1111r09
OLD BEPU6L7C NATIONALTiTLE INSURANCE CONIPANY
A Stack ComparrnI
459 SecondAvanae Sou h. Arinneapolis Miisresota &Wj
ih721 Sir-1117
By
Attest
President
secretary
CONDMONSAND STIPULATIONS
l.If youhave actual lino Medge of any matter which may affect the title of mortgage covered by this Commitment, that is not shown in Schedule B,
fou must notify us in writing. If you do not notify us in writing. our liability to you is ended or reduced to the extent that your failure to notify us
Beets ourliability.If you do notify us, or we learn of such matter, we may amend Schedule B, but we will not be relieved of liability already,
acurred.
:. Our liability is only to you, and others who are included in the definition of insured in the Policy to be issued. Our liability is only for actual loss
acurred in your reliance on this Commitment to comply with its requirements or to acquire the interest in the land. Our liability is limited to the
mount shown in Schedule A of this Commitment and will be subject to the following terms of the Policy: Ins> ing provisionsConditions and
tipulations, Exceptions and Exclusions. ,
f1XAS TITLE IN'SURANCE.INFORry14,TION
Title Insurance insures you against loss resulting form certain risks to
your title.
The Commitment for Title Insurance is the title insurance company's
promise to issue the title insurance policy. The Commitment is a legal
document You should review it carefully to completely understand it
before your closing date.
EI segum de timlo It asegura en relaci6n a perdidas resultantes de
ciertos riesgos que pueden afectar el timlo de su propiedad.
El Compromiso part Se. -um de Tit& es la promesa de la compaiiia
aseguradora de titulos de emitir la p6Iiza de seguro de titulo. III
Compromiso es un documento legal. Usted debe leerlo
cuidadosamente y emenderlo completamente antes de to fecha para
finalizar su transacci6n.
cur Commitment for Title Insmance is a legal contract between you and us. The Commitment is not an opinion or report of your title. It is a contract
issue you a policy subject to the Commitment's terms and requirements.
:fore issuing a Commitment for Title Insurance (the Commitment) or a Title hnsurance Policy (the Policy), the Tide Insurance Company (the Company)
aermines whether the title is insurable. This determination has already been made. Part of that determination involves the Company's decision to
sure the title except for certain risks that will not be covered by the Policy. Some of these risks are listed in Schedule B of the attached Commitment
Exceptions. Other risks are stated in the Policv as Exclusions. These risks will not be covered by the Policy. The Policy is not an abstract of title nor
es a Company have an obligation to determine the ownership of any mineral interest.
— NIINERALS AND A'IMXU RIGHTS may not be covered by the Policy. The Company may be unwilling to insure title unless there is
an exclusion or an exception as to Minerals and Mineral Rights in the Policy. Optional endorsements insuring certain risks involving ntrnerals,
and the use of improvements (excluding lawns, shmbbery and trees) and permanent buildings may be available for purchase. if the title
insurer issues the title policy with an exclusion or exception to the minerals and mineral rights, neither this Policy, nor the optional
endorsements, ensure that the purchaser has title to the mineral rights related to the surface estate.
other part of the determination involves whether the promise to insure is conditioned upon certain requirements being met. Schedule C of the
went lists these requirements that must be satisfied or the Company will refuse to cover them. You may want to discuss any matters shown
Schedules B and C of the Commitment with an attorney. These matters will affect your title and your use of the land.
en your Policy is issued, the coverage will be limited by the Policy^s Exceptions, Exclusions and Conditions, defined below.
— EXCEPTIONS are title risks that a Policy generally covers but does not cover in a particular instance. Exceptions are shown on Schedule
B or discussed in Schedule C of the Commitment They can also be added if you do not comply with the Conditions section of the
Commitnent When the Policy is issued, all Exceptions will be on Schedule B of the Policy.
— EXCLUSIONS are title risks that a Policy generally does not cover. Exclusions are contained in the Policy but not shown or discussed in
the Commitment.
— CONDITIONS are additional provisions that qualify or limit your coverage. Conditions include your responsibilities and those of the
Company. They are contained in the Policy but not shown or disc
Commitment Conditions. ussed n the Commitment The Policy Conditions are not the same as the
can get a copy of the policy form approved by the Texas Department of Insurance by calling the Title Insurance Company at 1-888-673-1700 or by
rig the title insurance agent that issued the Commitment. The Texas Department of Insurance may, revise the policy form from time to time.
can also get a brochure that explains the policy from the Texas Department Of Insurance by calling 1-800-252-3439.
re the Policy is issued, you may request changes in the policy. Some of the changes to consider are:
— Request amendment of the "area and boundary" exception (Schedule B, paragraph 2). To get this amendment, you must furnish a survev
and complywith other requirements of the Comparry. On the Owner Policv you must pay an additional premium for the amendment if the
survey is acceptable to the Company and if the Company's other requirements are met, your Policy will insure you against loss because of
discrepancies or conflicts in boundary lines, encroachments or protrusions, or overlapping of improvements. The Company say then decide
not to insure against specific boundary or survey problems by making special exceptions in the Policy, Whether or not you request
amendment of the "area and boundary' exception, you should determine whether you want to purchase and review a survey if a survey is
not being provided to you.
— Allow the Company to add an exception to "rights of parties in possession." If you refuse this exception the Company or the title
insurance agent may inspect the property. The Company may except to and not insure you against the rights of the Co persons, such
as
renters, adverse owners or easement holders Who occupy the land. The Company may charge you for the inspection. If you want to make
you' own inspection, you must sign a Waiver of Inspection form and allow the Company to add this exception to your Policv.
atilt Premium for a Policv must be paid when the Policv is issued You will not owe any additional premiums unless you want to increase your
age at a later date and the Company agrees to add an Increased Value Endorsement.
)ld Republic National Title Insura� e Company
-00 Second Avenue South
✓linneapolis, Minnesota 55401 -
Commitment for Title Insurance
Issued through the Office of
OLDREPUBLIC tiATso.N.-L TTLEl,vsupr�cjEcom.,,,Y
***
AGGIELAND TITLE COMPANY
3740 Copperfield Dr., Suite 101
Bryan, TX 77802
9791731-8400
* 'f AGGIELAND TITLE COMPANY
Privacy Policy Notice
PURPOSE OF THIS NOTICE
Title V of the Gramm -Leach -Bliley Act (GLBA) generally prohibits any financial instibation, directly
or through its affiliates, from sharing -nonpublic personal information about you with a
nonaffiliated third party unless the institution provides you with a notice of Its privacy policies and
Practices, such as the type of Information that It collects about you and the categories of persons
or entities to whom it may be disclosed. In compliance with the GLBA, we are providing you with
this document, which notifies you of the privacy policies and practices of OLD REPUBLIC
NATIONAL TITLE INSURANCE COMPANY AND AGGIELAND TITLE,
We may collect nonpublic personal Information about you from the following sources;
Information we receive from you such as on applications or other forms.
Information about your transactions we secure from our files, or from our affiliates or
others.
Information we receive from a consumer reporting agency,
Information that we receive from others Involved in your transaction, such as the real
estate agent or lender.
Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no addialtion
nonpublic personal information will be collected about you.
We may disclose any of the above information that we collect about our customers or former
customers to our affiliates or to nonaffiliated third parties as permitted by law.
We also may disclose this information about our customers or former customers to the following
types of nonaffiliated companies that perform services on our behalf or with whom we have joint
marketing agreements:
Financial service providers such as companles engaged in banking, consumer finance,
securitles and Insurance.
Non -financial companies such as envelope stuffers and other fulfillment service providers.
WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE
FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.
We restrict access to nonpublic personal Information about you to those employees who need to
know that information in order to provide products or services to you. We maintain physical,
electronic, and procedural safeguards that comply with federal regulations to guard your personal
Information.
OLD REPUBLIC
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