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HomeMy WebLinkAboutTitle InsuranceCOMMITMENT FOR TITLE INSURANCE Issued By Alliant National Title Insurance Company SCHEDULE A Effective Date: February 6, 2013, 08:00 a.m. The policy or policies to be issued are: (a) OWNER'S POLICY OF TITLE INSURANCE (Form T-1) (Not applicable for improved one -to -four family residential real estate) Policy Amount: PROPOSED INSURED: (b) - TEXAS RESIDENTIAL OWNER'S POLICY OF TITLE INSURANCE - ONE -TO -FOUR FAMILY RESIDENCES (Form T-1R) Policy Amount: $153,000.00 PROPOSED INSURED: NicholLide (c) LOAN POLICY OF TITLE INSURANCE (Form T-2) Policy Amount: _ PROPOSED INSURED: Proposed Borrower: - (d) TEXAS SHORT FORM RESIDENTIAL LOAN POLICY OF TITLE INSURANCE (Form T-2R) Policy Amount: PROPOSED INSURED: Proposed Borrower: (e) LOAN TITLE POLICY BINDER ON INTERIM CONSTRUCTION LOAN (Form T-13) Binder Amount: PROPOSEDINSURED: Proposed Borrower: (f) OTHER Policy Amount: PROPOSED INSURED: 2. The interest in the land covered by this Commitment is: Fee Simple Record title to the land on the Effective Date appears to be vested in: Jacob K. Maxwell and Carley S. Maxwell GFNo. 130778 4. Legal description of the land: _ Lots Forty Five (45) and Forty Six (46), Block One (1), Williams Creek Subdivision Phase 4, City of College Station, according to the plat thereof recorded in Volume 7118, Page 1195 Official Records, Brazos County, Texas. FORM T-7: Commitment for Title Insurance COMMITMENT FOR TITLE INSURANCE Issued By Alliant National Title Insurance Company SCHEDULEB EXCEPTIONS FROM COVERAGE In addition to the Exclusions and Conditions and Stipulations, your Policy will not cover loss, costs, attorneys' fees, and expenses resulting from: 1. The following restrictive covenants of record itemized below (We must either insert specific recording data or delete this exception): Volume 7119, Page 37, Official Records, Brazos County, Texas, but deleting any covenants, conditions or restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin unless and only to the extent that said covenant (a) is exempt under Chapter 42, Section 3607 of the United States Code or (b) relates to handicap but does not discriminate against handicapped persons. Any discrepancies, conflicts, or shortages in area or boundary lines, or any encroachments or protrusions, or any overlapping ofimprovements. Homestead or community property or survivorship rights, if any, of any spouse of any insured. (Applies to the Owner's Policy only.) 4. Any titles or rights asserted by anyone, including, but not limited to, persons, the public, corporations, governments or other entities, a. to tidelands, or lands comprising the shores or beds of navigable or perennial rivers and streams, lakes, bays, gulfs or oceans, or b. to lands beyond the line of harbor or bulkhead lines as estahlished or changed by any government. or C. to filled -in lands, or artificial islands, or d. to statutory water rights, including riparian rights, or e, to the area extending from the line of mean low tide to the line of vegetation, or the rights of access to that area or easement along and across that area. (Apphi s to the Qwner's Polir, nn,ly ) 5. Standby fees, taxes and assessments by any taxing authority for the year 2013, and subsequent years; and subsequent taxes and assessments by any taxing authority for prior years due to change in land usage or ownership, but not those taxes or assessments for prior years because of an exemption granted to a previous owner of the property under Section 11.13, Texas Tax Code, or because of improvements not assessed for a previous tax year. (If Texas Short Form Residential Loan Policy (T-2R) is issued, that policy will substitute "which become due and payable subsequent to Date of Policy" in lieu of "for the year and subsequent years."} The terms and conditions of the documents creating your interest in the land. Materials furnished or labor performed in connection with planned construction before signing and delivering the .lien document described in Schedule A, if the land is part of the homestead of the owner. (Applies to the Loan Title Policy Binder on Interim Construction Loan only, and may be deleted if satisfactory evidence is furnished to us before a binder is issued.) FORM T-7: Commitment for Title Insurance Continuation of Schedule B GFNo. 130778 8. Liens and leases that affect the title to the land, but that are subordinate to the lien of the insured mortgage. (Applies to Loan Policy (T-2) only.) The Exceptions from Coverage and Express Insurance in Schedule B of the Texas Short Form Residential Loan Policy (T- 2R). (Applies to Texas Short Form Residential Loan Policy (T-2R) only. Separate exceptions I through 8 of this Schedule B do not apply to the Texas Short Form Residential Loan Policy (T-2R). 10. The following matters and all terms of the documents creating or offering evidence of the matters (We must insert matters or delete this exception.): a. Rights of Parties in Possession. (OWNER POLICY ONLY) b. All leases, grants, exceptions or reservations of coal, lignite, oil, gas and other minerals, together with all rights, privileges, and immunities relating thereto, appearing in the Public Records whether listed in Schedule B or not. There may be leases, grants, exceptions or reservations of mineral interest that are not listed. C. Visible and apparent easements. d Portion of the property within any roadway. C. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting title that would be disclosed by an accurate and complete land survey of the land. f. Easements and Building Lines as shown on plat recorded in Volume 7118, Page 119 of the Official Records of Brazos County, Texas. g. Easements and Building Lines as set out in restrictions recorded in Volume 7119, Page 37 of the Official Records of Brazos County, Texas. Maintenance Charges and the Lie .: the payment of t:�e same, as set cut in restrictions recorded ded in Volume 7119, Page 37 of the Official Records of Brazos County, Texas. i. Terms, Conditions, and Stipulations of Interest by and between: Parties: Alta W. McCullough and Jean McCullough Stephen, et at Dated: September 30, 1981 Recorded: Volume 500, Page 188, Deed Records, Brazos County, Texas. i. Mineral Deed: By: Alta `r'v'. MkcCobvugh To: Jean McCullough Stephen, et at Dated: May 18, 1976 Recorded: Volume 357, Page 556, Deed Records, Brazos County, Texas. Title to said interest has not been investigated subsequent to the date of the aforesaid instrument. h. Mineral Deed: By: Alta W. McCullough To: Jean McCullough Stephen, et ai Dated: December 27,1976 Recorded: Volume 365, Page 649, Deed Records, Brazos County, Texas. Title to said interest has not been investigated subsequent to the date of the aforesaid instrument. i. Mineral Deed: By: Alta Williams McCullough FORM T-7: Commitment for Title Insurance Continuation of Schedule B GFNo. 130778 To: Jean McCullough Stephen, et al Dated: October 18, 1992 Recorded: Volume 546, Page 194, Deed Records, Brazos County, Texas. Title to said interest has not been investigated subsequent to the date of the aforesaid instrument. in. Correction Mineral Deed: By: Joe Stanley Stephen To: Jean McCullough Stephen Dated: November 15,1989 Recorded: Volume 1652, Page 23, Official Records, Brazos County, Texas. Title to said interest has not been investigated subsequent to the date of the aforesaid instrument. n. Mineral Deed and Royalty Transfer: By: Alta Williams McCullough To: Jean McCullough Stephen, et al Dated: September 12, 1983 Recorded: Volume 608, Page 18, Official Records, Brazos County, Texas. Title to said interest has not been investigated subsequent to the date of the aforesaid instrument. o. Mineral Reservation in Correction Deed: By: Carol M. Anderson To: C. M. Anderson Properties, Ltd. Dated: March 1, 1995 Recorded: Volume 2323, Page 47, Official Records, Brazos County, Texas. Title to said interest has not been investigated subsequent to the date of the aforesaid instrument. p. Mineral Reservation in Correction Deed: By: Jean Stephen To: Stan and Jean Stephen Family No. Two, L.P. Dated: June 20,2000 Recorded: Volume 3882, Page 330, Official Records, Brazos County, Texas. Title to said interest has not been investigated subsequent to the date of the aforesaid instrument. q. Mineral and Water Reservation in Deed: By: Jean Stephen Family No. Two., L.P., et al To: Joe and Janet Johnson Land and Investments, L.P. Dated: May 12, 2004 Recorded: Volume 6525, Page 227, Official Records, Brazos County, Texas. Title to said interest has not been investigated subsequent to the date of the aforesaid instrument. r. Oil and Gas Lease, and all terms, conditions and stipulations therein: Lessor: Carol PfcCuilough Ander son, Trustee of the Suzanne Carol Stephen Trust Lessee: Roundtop Energy Corporation. Dated: January 10,1990 Recorded: Volume 1172, Page 243, Official Records, Brazos County, Texas; Amendment and Ratification: Recorded: Volume 1425, Page 177; Volume 1436, Page 204 and Volume 1444, Page 215, Official Records, Brazos County, Texas. Title to said interest has not been investigated subsequent to the date of the aforesaid Instrument. oil and (lac T.racr. anti all terms, conditions and ctipalationc therein - Lessor. Carol McCullough Anderson, Trustee of the Keith Alan Anderson Trust Lessee: Roundtop Energy Corporation Dated: January 10,1990 Recorded: Volume 1172, Page 258, Official Records, Brazos County, Texas; FORM T-7: Commitment for Title Insurance Continuation of Schedule B GF No. 130778 Amendment and Ratification: Recorded: Volume 1425, Page 177; Volume 1436, Page 204 and Volume 1444, Page 215, Official Records, Brazos County, Texas. Title to said interest has not been investigated subsequent to the date of the aforesaid instrument. Oil and Gas Lease, and all terms, conditions and stipulations therein: Lessor: Jean McCullough Stephen, et at Lessee: Roundtop Energy Corporation Dated: January 10,1990 Recorded: Volume 1172, Page 273, Official Records, Brazos County, Texas; Amendment and Ratification.: Recorded: Volume 1425, Page 177; Volume 1436, Page 204 and Volume 1444, Page 215, Official Records, Brazos County, Texas. Title to said interest has not been investigated subsequent to the date of the aforesaid instrument. FORM T-7: Commitment for Title Insurance