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HomeMy WebLinkAboutCommitment for Title InsuranceTEXAS COMMITMENT FOR TITLE INSURANCE SCHEDULE A Effective Date: April 10. 2003 at 8:00 a.m. GF No. 00032009 Commitment issued December 1, 2008, 8:00 am. 1. The policy or policies to be issued are: (a) OWNER POLICY OF TITLE INSURANCE (Form T-1) (Not applicable for improved one -to -four family residential real estate) Policy Amount: $ PROPOSED INSURED: (b) TEXAS RESIDENTIAL OWNER POLICY OF TITLE INSURANCE - ONE -TO -FOUR FAMILY RESIDENCES (Form TAR) Policy Amount: $ PROPOSED INSURED: (c) MORTGAGEE POLICY OF TITLE INSURANCE (FORM T-2) Policy Amount: $195.000.60 PROPOSEDINSURED: Wells Fargo Bank Texas, N. A. Proposed Borrower: C. Thomas Sitton (d) TEXAS SHORT FORM RESIDENTIAL MORTGAGEE POLICY OF TITLE INSURANCE (Form T-2R) Policy Amount: $ PROPOSED INSURED: Proposed Borrower: (e) MORTGAGEE TITLE POLICY BINDER ON INTERIM CONSTRUCTION LOAN (Form T-13) Binder Amount: $ PROPOSED INSURED: Proposed Borrower. (f) OTHER: Policy Amount: $ PROPOSED INSURED: 2. The interest in the land covered by this Commitment is: Fee Simple 3, Record Title to the land on the Effective Date appears to be vested in: G. Thomas Sitton Itniversily Title Company Texas Commiomnt (Rev. 1-1-93)- Schedule A Alamr, Title lnsurance Valid Only if Schedule B and C. and Cover are attached sera,), `niuno;) sOrx.e8,i0 spl0aa�i paaa dgi]O mg a2za , A„ 9uen3OA u! papaoaa.i )Oaaay) 4e!c3 s,p!aupJado>g 's '.I '(S0 u0119213 IV i d(' Z/1 3sra4rPON -0a1 aan.0 rasa,), `.t4111103 sl zojs JO spa034yg paa(I 01040 VS19 abed `,..k', OwnIOA uc paplaaa.i joaagl ia!(3 Oi 2Utp10aJC `uopwS; asaDjjO;) )O ii!.> •00!s3.a3pr3ns 5,3Haumadoy) s',3'(4!) uaa'uno:I B013 )O Z/T isea43sOa3 :alto iaruj 6M)Z£(i!!4d 'ON d40 panupuoa - V yfflQaHas :pu¢!}o uogduasap 3e8a'( 'b SCHEDULE B GF No. 000320(N) EXCEPTIONS FROM COVERAGE In addition to the Exclusions and Conditions and Stipulations, your Policy will not cover loss, costs, attorney's fees, and expenses resulting from: The following restrictive covenants of record itemized below (We must either insert specific recording data or delete this exception): Volume 153, Page 548; Volume 354, Page 694 and Volume 471, Page 409, Deed Records, Brains County, Texas; Volume 1668, Page 221, Official Records, Brazos County, Texas, but deleting any covenants, conditions or restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin unless and only to the extent that said covenant (a) is exempt under Chapter 42, Section3607 of the United States Code or (b) relates to handicap but does not discriminate against handicapped persons. 2. Any discrepancies, conflicts, or shortages in area or boundary lines, or any encroachments or protrusions, or any overlapping of improvements. 3. Homestead or community property or survivorship rights, if any, of any spouse of any insured.(Applies to the Owner Policy only.) 4. Any titles or rights asserted by anyone, including, but not limited to, persons, the public, corporations, governments or other entities a. to tidelands, or lands comprising the shores or beds of navigable or perennial rivers and streams, lakes, bays, gulfs or oceans, or b. to lands beyond the line of the harbor or bulkhead lines as established or changed by any government, or c. to filled -in lands, or artificial islands, or d. to statutory water rights, including riparian rights, or e, to the area extending from the line of mean low tide to the line of vegetation, or the rights of access to that area or easement along and across that area. (Applies to the Owner Policy only.) 5. Standby fees, taxes and assessments by any taxing authority for the year 2003, and subsequent years, and subsequent taxes and assessments by any taxing authority for prior years due to change in land usage or ownership, but not those taxes or assessments for prior years because of an exemption granted to a previous owner of the property under Section 11. 13, Texas Tax Code, or because of Improvements not assessed for a previous tax year. (If Texas Short Form Residential Mortgagee Policy (T-2R) is issued, that policy will substitute "which become due and payable subsequent to Date of Policy" in lieu of "for the year _ and subsequent years.") 6. The terms and conditions of the documents creating your interest in the land. 7. Materials famished or labor performed in connection with planned construction before signing and delivering the lien document described in Schedule A, if the land is part of the homestead of the owner.(Applies to the Mortgagee Title Policy Binder on Interim Construction Loan only, and may be deleted if satisfactory evidence is furnished to us before a binder is issued.) University Title Company Alamo Title Insurance Texas Commitment (Rev.1-1.93)- Schedule B valid Only if Schedule A and C, and Cover are attached 'ZOSbtx "S"1'd'g `iiay peig;o uo!suvadns aqi iapun 4000Z4LZ pidV no paisdaid harms no umogs se sexaL `6iuno'sozuig `spi0007U ju!3WO `IZZ a%+ad '899 E awnloA pi[e =01 `diunoO sozsi8 •spioaab Pa G `60b aSed ' ILV aumloA Inm 469 abed 'pS£ awnloA `8bS aped '£S( awnloA ul papiooai suopouisai ul ino ias se `.sexaL `nluno;j sozeili `spxroa�a paid `LVS a8sd `151 awnloA ul papioaai iuld no ;no ias se `.apls tsamgliou aip of iauioa isea agl woi} pue apls lseagmos aql wog aug oliioala la!iae -apes isamgiiou aqi no cull Sulplmq S,L pue aug Su!plmq ,OI :apls iseaquou ayl uo ivawassa hi!Nm ,c pue ou!l 2wpllnq ,g -oull sulpllnq ,g,L :apls iseaginos aql uo aull Sucpl!nq S I 'apls isamginos aqi no oull a'ucpllnq ,0L Pin; aug 2u!pl!nq ,cZ "q WINO AOI.10d 213NM0) 'Uol=ssod u! Sol ued,lo slgsl�! -s :(uoudaoxa slip aialap io sloum uasu! 15nw aryl) siaiisw ag13a aauaplAa 2wi0d{o io Su!ieaio stuaumoop agl,}o swim Its pus siailew 2ulmollo3 aq,L '01 .0az -,L) dagod =Ssslio" leauamsmd uuod uogS sexaL agi of Aidde iou op E olnpagoS slgl3o 8 g2noap l suolidaoxa aleiedn "Liuo (2IZ-.L) Aogod aaSeSUOW Ieguoplsag uuod uogS sexa,L of sagddy) -(-az-L) Xoilod aaSeSuoVq pgluaplsay wind cogs sexaL agl;o g alnpogoS ui aouemsul sseidxg pue o2uianoO woi; suolldaaxg aqL •6 (*Aluo Z-L bilod aasesuopq of sallddy)•02asuow pamsu! aqi ;o uo!l aqi of aisulpiogns am legi inq `puej aqi of allll oqi lags imp saseal pue sual-I •8 60M V100 'ON 30 panm;a03 - g a M((aH7S SCHEDULE C GF No. 00032009 Your policy will not cover loss, costs, attorney's fees, and expenses resulting from the following requirements that will appear as Exceptions in Schedule B of the Policy, unless you dispose of these matters to our satisfaction, before the date the Policy is issued: 1. Documents creating your title or interest must be approved by us and must be signed, notarized and filed for record. 2. Satisfactory evidence must be provided that: - no person occupying the land claims any interest in that land against the persons named in paragraph 3 of Schedule A, all standby fees, taxes, assessments and charges against the property have been paid,. - all improvements or repairs to the property are completed and accepted by the owner, and that all contractors, sub -contractors, laborers and suppliers have been fully paid, and that no mechanic's, laborer's or materialmeres liens have attached to the property, - there is legal right of access to and from the land, - (on a Mortgagee Policy only) restrictions have not been and will not be violated that affect the validity and priority of the insured mortgage. 3. You must pay the seller or borrower the agreed amount for your property or interest. 4. Any defect, lien or other matter that may affect title to the land or interest insured, that arises or is filed after the effective date of this Commitment. 5, Item No. 2 of Schedule B hereof shall be amended to read "shortages in area", upon our receipt of an acceptable survey. (As to Mortgagee Policy Only) G. Stem No. 5 of Schedule B hereof shall be amended to read "standby fees, taxes and assessments by any taxing authority for the year 2003 and subsequent years, but not those taxes or assessments for prior years because of an exemption granted to a previous owner of the property under Section 11.13, Texas Tax Code, or because of improvements not assessed for a previous tax year.", upon payment of applicable premium. (As to Mortgagee Policy T-2 Only) (If Texas Short Form Residential Mortgagee Policy (T 2R) Is issued, that policy will substitute "which become due and payable subsequent to Date of Policy" in lieu of"for the year _ and subsequent years.") 7. We will require an Affidavit as to Debts and Liens be signed and the original provided to us prior to issuance of any title policies. S. We will require a Waiver of Inspection (Rights of Parties in Possession) be signed by the Purchaser and the original provided to us prior to issuance of any title policies. 9. We will require an original'fax Certificate be provided, showing all taxes paid current, prior to issuance of any title policies. (If this transaction is not closing in our office, let us know if we need to order the tax certificate.) 10. ARBITRATION: The Owner Policy of Title Insurance (Form T-1) and the Mortgagee Policy of Title Insurance (Porn T-2) contain an arbitration provision. It allows the Insured or the Company to require arbitration if the amount of insurance is $1.000,000 or less. If the Insured wants to retain the right to sue the Company in case of a dispute over a claim, UniversityTitle Company .Alamo Title Insurance Texas Conuninent (Rev, 1-1-93) - Schedul-C Valid Only ifSehedule A and B, and Cover are attached (duf;3p:3) attU8n8iL9 Moo pazuogtny :As .1UFAIUOJ a[liI. eilsianlu!z 'x}tadoid tna qns `dltiniUnnt uonoasuaii ,Cue ui (s)osnods-;o iapulof atp saxtnbax duedwow -uou!S sswoq,l, •O-;o sniaas [B]iew 043 gsiuxn-1 -yl (oet _ laai,l,) viaxagi umogs paap paauaxadai anogs ay} osis st waiay umoys siawmo of paaQ 3uiisap 'sexay',iiunow sozeill -spxoaay I9139JO `69 03Bd `9815 awniop :papxoaay £OOZ`IZ qa+BIN :PolvG uoiilSsswoyy'7 wwww uosulgo-d uoluilo she uoslgog auil, rpuv uosigog .-I umuija :io}uww :paaQ duieiie� laiauaw quawliwuioo sail ;o aiep anl}aaJJa 0413o syiuow (Zi) oniany isel aqi utgitm popioow oxam puel pees gugaa,};s (s)paap 3wmollo3 a4.L :lluo sasodmd uotietwo;ut, sod si oiou 3ut,>iottod ayy 'R (auo ias.iy) waiayt umoys pop paaua"joi ano(ls aqi osle st ui0mq umoys sxaumo o} poaQ 3ui3sap -sexay'Alum,) somEl 'spxoaaZl lelaWO `8£ a3Bd `WS awnioA :papi000)l £000.fuenaga3 -paieQ uo}}lS sewogy .O :aeiuwo lu }a °uosigo-d umloW :ioivww :paaQ dtue.ueffi, Je.tauatO avawiuuwoa sigt yo aiep anuaa,}ia ayt;o sytuow (Z l) aniama isei aqi unptm papio3w axan+ puul ptas fiuuaad;e (s)paap 3utnlotio; ayy :,Quo sasodind not}euuo}ui xq{ si otou 3utmollo3 ayy -Zl -.tapual nq (enoidde ieuy of }oafgns an s4oa ns lle'sasodind 3uunsui xod olq%dooaa oq ,Caui,Canms e aiiym :3JA!g •aag3o ino jisa aseald'sauilapin3 putiumxapun aga;o 4doo a io3 -soui(apino ieuxnvopun mo of 3uipioaoa sasodind 3uiinsu)xof algatdaaaa si ,Canins ple iayiaym autuua}ap of itfat.i aqi aniasai am `6anms 8otistxa ayi 3o idtaaax uod[) -dus 3i 'sa}ou play s,.io6aat ns aq} q}i,n 'damns piss to .Cdoa aigl2al 'airs iln1 s aimbai ilcm am `6anins solid u av(rin Ilt u uoRaesuu.µ }aafgnsp ' i t -uot}noaxa .to; 5uisolo we nod of paivatwd oq ptm uuo3 s `uoistnoxd uoiiw;!giy oql jo uoilalop aqi aiisap pus nuadoid lativaptsax-uou3o siesegoind ayl aiu noR3i -saauoplso2t .Qnusj ino j of auo - aoueinsul alitlbo kDllod iaumo leiluoplse3i smxa-i, of ,Cidds sou swop si4.1 :Z 31,ON suouonitsul 3ulsoia uaol ma! y3noi4i sn uuq;ui aseatd ` uoisnoid uoiie.uiyiy aqi}o uottaiap aisap pue uoiuesueil ayi ui iapvat ayi a.ts no.C}l :l 31OR ,Suedwoo ayi of 3wltim {q io uoiloasueii oluiso isai atil do 3uisalo ayi aio3aq io ie luedwoo ayi o} it 3wuinlat pue wxo3 uoistnotd uoi;uiiigxv 3o uonalaQ otg Suiu3is Aq sup op Caw painsu( oqy panssi si kDitod ayi aiodaq uoisinoid uogexggie aya3o uotaalop isanbai isnw painsul ayi 60OU000'OM 10 panuguoa - a YMaMs SCHEDULE C - continued GF No. 0003200 pa4mne wuj*n O Pee `O Pee 9'V 2FMaSJ! 4150 PUSA aouctnsul Jdi!.I. outelV u oiMo4os -(£6-l-I 'A -d) iuom!onuoo mzjl Surdwo-j £9'Zb9I $ 1eiO,L $ s4tegD ivammopug 0u'£61 I $ b!lod 2a2eggow g knod IoEv o s! *um!uiaid apq powuMo aqi iegi pas!Ape iaipuy aie no k 'ivauiaisis luawapias 10 2u!so!o agi uo pasolas!p aq 111m uog0esus4 s!41;o ivaurapias agi wo>3 ums ,Sus Su!A!a uogwodmo io uuy `uosiad .Sus;o avieu ayi `61p:uog!ppV •noA of apew aq 11!m atnsoloslp g0ns `isnnbat mop( uodfl sa4eiai ivauii!unuoo s!qi go!tpA of uogoesueti pasodoid oqi qgm uogoauuoo u! sa2tego luauraplos;o ainsolos!p aow;Aps aAiaoar of Paq!iuo an: noA •f Awdl'I.O we1111M Aosd!-1 •O ute! 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Final determination of the amount of the premium will be made at closing in accordance with the Rules and Regulations adopted by the State Board of Insurance. This Commitment is invalid unless the insuring provisions and Schedule A, B and C are attached {.university '!'itFc Company :i,lama Title Insurance Texas Commitment (Rev. 1-1-93)- Schedule D Valid Only if'Schedule A, B and C, and Cover are attached