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COMMITMENT FOR TITLE INSURANCE
Issued By
Alliant National Title Insurance Company
SCHEDULE A
Effective Date: October 31,2013,08:00 a.m. GF No. 134766
Commitment issued: November 14,2013
1. The policy or policies to be issued are:
(a) OWNER'S POLICY OF TITLE INSURANCE(Form T-1)
(Not applicable for improved one-to-four family residential real estate)
Policy Amount: $105,000.00
PROPOSED INSURED: B.A.Cathey,Ltd.
(b) TEXAS RESIDENTIAL OWNER'S POLICY OF TITLE INSURANCE
-ONE-TO-FOUR FAMILY RESIDENCES(Form T-1R)
Policy Amount:
PROPOSED INSURED:
(c) LOAN POLICY OF TITLE INSURANCE(Form T-2)
Policy Amount:
PROPOSED INSURED:
Proposed Borrower:
(d) TEXAS SHORT FORM RESIDENTIAL LOAN POLICY OF TITLE INSURANCE(Form T-2R)
Policy Amount:
PROPOSED INSURED:
Proposed Borrower:
(e) LOAN TITLE POLICY BINDER ON INTERIM CONSTRUCTION LOAN(Form T-13)
Binder Amount:
PROPOSED INSURED:
Proposed Borrower:
(f) OTHER
Policy Amount:
PROPOSED INSURED:
2. The interest in the land covered by this Commitment is: Fee Simple
3. Record title to the land on the Effective Date appears to be vested in:
Joseph Alcaraz,Barbara Ann Alcaraz and Robin Alcaraz
4. Legal description of the land:
SEE ATTACHED EXHIBIT"A"
FORM T-7: Commitment for Title Insurance
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COMMITMENT FOR TITLE INSURANCE
Issued By
Alliant National Title Insurance Company
SCHEDULE B
EXCEPTIONS FROM COVERAGE
In addition to the Exclusions and Conditions and Stipulations, your Policy will not cover loss, costs, attorneys' fees, and expenses
resulting from:
1. The following iestill.tive uuvenal'tS of leLuld ite1111Led-tretowth‘eZmTst either inset l speeifIL cut)!ding ddtrn1 delete-this
Y.X1.ep Null).
2. Any discrepancies,conflicts, or shortages in area or boundary lines, or any encroachments or protrusions,or any overlapping
of improvements.
3. Homestead or community property or survivorship rights,if any,of any spouse of any insured. (Applies to the Owner's Policy
only.)
4. Any titles or rights asserted by anyone, including, but not limited to,persons,the public, corporations, governments or other
entities,
a. to tidelands,or lands comprising the shores or beds of navigable or perennial rivers and streams,lakes,bays,gulfs or
oceans,or
b. to lands beyond the line of harbor or bulkhead lines as established or changed by any government,or
c. to filled-in lands,or artificial islands,or
d. to statutory water rights,including riparian rights,or
e. to the area extending from the line of mean low tide to the line of vegetation, or the rights of access to that area or
easement along and across that area.
(Applies to the Owner's Policy only.)
5. Standby fees,taxes and assessments by any taxing authority for the year 2014, and subsequent years; and subsequent taxes
and assessments by any taxing authority for prior years due to change in land usage or ownership, but not those taxes or
assessments for prior years because of an exemption granted to a previous owner of the property under Section 11.13, Texas
Tax Code, or because of improvements not assessed for a previous tax year. (If Texas Short Form Residential Loan Policy
(T-2R)is issued,that policy will substitute "which become due and payable subsequent to Date of Policy" in lieu of"for the
year and subsequent years.")
6. The terms and conditions of the documents creating your interest in the land.
7. Materials furnished or labor performed in connection with planned construction before signing and delivering the lien
document described in Schedule A,if the land is part of the homestead of the owner. (Applies to the Loan Title Policy Binder
on Interim Construction Loan only,and may be deleted if satisfactory evidence is furnished to us before a binder is issued.)
8. Liens and leases that affect the title to the land,but that are subordinate to the lien of the insured mortgage. (Applies to Loan
Policy(T-2)only.)
9. The Exceptions from Coverage and Express Insurance in Schedule B of the Texas Short Form Residential Loan Policy (T-
2R). (Applies to Texas Short Form Residential Loan Policy(T-2R)only. Separate exceptions 1 through 8 of this Schedule B
FORM T-7: Commitment for Title Insurance
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Continuation of Schedule B GF No. 134766
FORM T-7: Commitment for Title Insurance
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Continuation of Schedule C GF No. 134766
your Loan Closing Instructions. APPLIES TO T-1 AND T-2 POLICIES ONLY.
12. If requested in lender's closing instructions and all of our underwriting requirements are satisfied,we will issue the
T17 and T19 Endorsements,upon payment of any applicable premiums. (As to Lender's policy only)
13. If subject transaction will utilize a prior survey,we will require a full size,legible copy of said survey,with the
surveyor's field notes,if any. Upon receipt of the existing survey,we reserve the right to determine whether said
survey is acceptable for insuring purposes according to our underwriter guidelines.
NOTE: While a survey may be acceptable for insuring purposes,all surveys are subject to final approval by lender.
14. Twenty-four Month Chain of Title:
The following is a list of DEEDS affecting title to the real property described supra for the preceding twenty-four
months:
None of Record
Vesting Deed to owners shown herein was dated November 15,1983 and recorded in Volume 623,Page 311,Official
Records,Brazos County,Texas.
15. Furnish the marital status of Robin Alcaraz. Company requires the joinder of spouse(s)in any transaction involving
subject property.
Countersigned
University Title Company
By
Authorized Counter Signature
FORM T-7: Commitment for Title Insurance
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Continuation of Schedule D GF No. 134766
corporation receiving a portion of the premium from the settlement of this transaction will be disclosed on the closing or
settlement statement.
You are further advised that the estimated title premium'is:
Owner's Policy $903.00
Loan Policy $0.00
Endorsement Charges $0.00
Other $0.00
Total $903.00
Of this total amount: 15%will be paid to the policy issuing Title Insurance Company:85%will be retained by the issuing Title
Insurance Agent; and the remainder of the estimated premium will be paid to other parties as follows:
Amount To Whom For Services
" *The estimated premium is based upon information furnished to us as of the date of this Commitment for Title Insurance. Final
determination of the amount of the premium will be made at closing in accordance with the Rules and Regulations adopted by the
Commissioner of Insurance."
FORM T-7: Commitment for Title Insurance
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am suoi;ipuo3 ,COilod all •;uaw;iwwoJ aq;ui passnosip.zo UMOI4S ;ou;nq,COilod ay ui pauin;uoi am Ao4 j •,CuudwoJ ag;Jo asoma
pug sauipgisuodsai mo,C apnlaui suoiupuoJ •a2e.Iano0 noA quill io Xjilenb ;ug; suotsinoad Iguouippe are SAIOLLIONO3--
•;uauuiwwo3 ay ui passnOsip
so uMogs lou 4nq/COilod aq;ui pauiu;uoo ala suo1snj0xa •.zanoO;ou saop,Cllniaua2,COilod u;ug;s)lsu app OlE SNOISf1 IOXa--
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suoippuoj ay pm Aldwoo lou op noA ji pappe aq oslu uuo ,iagZ •;uaw;iwwoJ ail;jo 3 alnpagOs ui passnosip Jo g alnpa4Os uo
um014S ads suoi;daoxa •aouelsui lelnoured u ui.Ianoo;ou saop;ng sJanoo,ilje.zaua2,COgod n Imp s3isu app a In SAIOI.LdaOXa--
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pug al;j4 moA;Oajje Ilion&muew OSOUJ, •Aaulo;;u ug g1jm;Iatpunuo3 ap jo 3 pun g salnpagOs m umogs mum'Aum ssnOsip o;;sem
Amu nox •wag;Janoo 01 amp.' ll!M Auudwoj sip JO paTSI;ES aq ;snw Imp s;uawannbal asap s;si ;uaul;iwwoJ a144 jo 3 alnpal3s
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aOuumsui al4i,l ago `(,Cogod ago) Aogod aOunmsui opts u JO (;uaw;iuzwo3 ay) aOunmsul al;is, ioj ;uauuiunuo3 a gauss! amjag
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olaaal asap pO;sn •Iaal o;uawnOop un sa osiwoadwoa Alalaldwoo o; Allnjama 41 mainaa molls noA •;uawnoop 1u2a1
lg -amp ap oin os ap gzilod gl n4iwa ap soliui4 ap gaopem2ase E sI ;uauulwwoo agZ •Aoilod aouemsui app alp anssi 02 asiwo.Id
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•pupaudoad ns ap oln3i4 Ia swap uapand onb so2saia so4.Ia1O •api;mo,C o4
ap salug3lnsO.I supiplad u uo1Ogla.i ua gm2asu al op-up Op °Haas Ig s3lsi.I uIEIJOO wouj 2ui1lnsa1 ssol ;su!ER1 nod(samsui aOugansut alp!L
NOI LVIkRIOJAII a� 11S1�iI �Z LI.L SVX3I,
C
Continuation of Texas Title Insurance Information GF No. 134766
The entire premium for a Policy must be paid when the Policy is issued. You will not owe any additional premiums unless you want to
increase your coverage at a later date and the Company agrees to add an Increased Value Endorsement.
FORM T-7: Commitment for Title Insurance
aaue.msuj al;;,I,.i0J;uaruli111uI03 :L-1 WHO3
IVC MIf1.LVNDIS
„•uoilorps;mf;ualadwo3 Jo lino/CUE uI para;ua
aq A w (s)ropgrligsy atpl Xq parapuar premg aul uodn luaur2pnf •sapind alp uodn &urpulq
aq Imus sain'j ayl spun pug Aagod sup of lugnsmd uougrl;g.ry •pamsul alp pun XundtuoD
am Tog Xq of paaliin mum ,quo palgrl;gre aq imus 000`000`Z$JO ssaoxa u; sI aougmsui to
lunourr aril uagm srangur aIgurugn TIFT •(klilua ug urori parisin2urlspp se) uosrad innp!AIpu;
ug sI pamsui aril ssaiun `pamsui aril JO ,Cunduroj alp ratpp to uorldo aril w palnrl;gre aq
IIUTS Ssap JO 000`000`Z$sr aounmsui Jo iunoury aril uagm stoma'aigerlrq.re pled•Xoriod sup.03
asp 2urnr2 uoilonsugrp aql J0 lno&ursun urrepo.10 iCsran0r41103 ragigo Aue of JO`uorsrnord,(orpod
E JO pear('Om JO aouunssi sli tpl;m uo;poauuoo uI ao!Aras'(ug `Aoriod stq of SERER'JO JO no
&tnsun pamsul am pun,Cunduroj aril uaamlaq to npa JO,(sranor;uoo,(un`op pap;ulli lou a.re lnq
`apnpout ketu sraum apgnrpigrd •suosrad ratplo Jo sarsranorpuoo JO suugio 111;m uoipEp;posuoo
.10 rapuiof ou aq pings aragl tam'atpp u;pap;nord su ldaoxj •(„sapn21„)uo;pn;oossv appTZ pun-i
unouaury aril to sap% uo;purligrd °ougrnsui aplIJ aip of ;ugnsmd uoperlrgm of pa;p;tugns
aq Betts Xsranorpuoo JO turepo atpp wql puntuap Amu pamsui alp JO Augduroj aq; ratpl;g„
:sAtolloJ se S!A god aq;m uo;s;Aoad uoi;ur;igiu
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stq;op uea noA •panssi si Aailod aq;arojaq uo;s;Aord uo;;e.i;iq.in aq;jo uoi;slap;sanba i
;sum noi('w;up a.fano a;nds;p u jo asua It;Auedwop aq;ans o;;Op rnoif me;ar o;;num
noA 31 •ssal ao 000'000`Z$ s;aauelnsu;jo;nnowu aq;3i uoqur;;qau al;nbal o;A uudwop
aq; .io noA sAtollu ;i •(Atolaq nAtogs) nolslAo.ld nol;gr;Igru un suie;uoa ,fagod dnoA
•prmme s,rolnrliq.re un pnaddn XIpnnsn
louuno nog( `uo;l;ppn ui •ssaoord uorpgrl;gre aqp u; pa;;unl aq deur aouap;na Jo A.ranoosrp
01 sup.' rnoiC pug pmoo of Cundwoj apl;Z aril asjgl of ptp2p rnoA do anrnoX `alnrpigrn op
aargg no,CJ; `ranamolq •,CunduroJ aounmsui ail;.L rnoIC glim alnds;p n alms of sunaur radnatpo
pug ra)p pb n aq uno ll •uoUniosar alnds;p an;lnuralln Jo 11.1101 UOuuuO0 g sr uorlgrp;gry
(Xorpod s,raump In;luaptsaI snxai atip of aignogddn loft
MOISIAO?Id NOIIVIIII IV JO AIOI ariaQ