HomeMy WebLinkAboutTitle Insurance COMMITMENT FOR TITLE INSURANCE
Issued By
Fidelity National Title Insurance Company
SCHEDULE A
Effective Date: December 9,2014,08:00 a.m. GF No. 145088
Commitment issued: January 9,2015
1. The policy or policies to be issued are:
(a) OWNER'S POLICY OF TITLE INSURANCE(Form T-1)
(Not applicable for improved one-to-four family residential real estate)
Policy Amount:
PROPOSED INSURED:
(b) TEXAS RESIDENTIAL OWNER'S POLICY OF TITLE INSURANCE
-ONE-TO-FOUR FAMILY RESIDENCES(Form T-1R)
Policy Amount: $175,000.00
PROPOSED INSURED: Michael Kay and Allison Kay
(c) LOAN POLICY OF TITLE INSURANCE(Form T-2)
Policy Amount:
PROPOSED INSURED:
Proposed Borrower:
(d) TEXAS SHORT FORM RESIDENTIAL LOAN POLICY OF TITLE INSURANCE(Form T-2R)
Policy Amount:
PROPOSED INSURED:
Proposed Borrower:
(e) LOAN TITLE POLICY BINDER ON INTERIM CONSTRUCTION LOAN(Form T-13)
Binder Amount:
PROPOSED INSURED:
Proposed Borrower:
(f) OTHER
Policy Amount:
PROPOSED INSURED:
2. The interest in the land covered by this Commitment is: Fee Simple
3. Record title to the land on the Effective Date appears to be vested in:
Shabeer Jaffar
4. Legal description of the land:
Lots Twenty-six(26)and Twenty-seven(27),Block Nineteen(19),Fourth Installment of College Hills Estates,City of
College Station,according to plat thereof recorded in Volume 104,Page 243 of the Deed Records of Brazos County,
Texas.
FORM T-7: Commitment for Title Insurance
COMMITMENT FOR TITLE INSURANCE
Issued By
Fidelity National Title Insurance Company
SCHEDULE B
EXCEPTIONS FROM COVERAGE
In addition to the Exclusions and Conditions and Stipulations, your Policy will not cover loss, costs, attorneys' fees, and expenses
resulting from:
1. The following restrictive covenants of record itemized below (We must either insert specific recording data or delete this
exception):
Volume 104,Page 240 and Volume 216,Page 92,Deed Records,Brazos County,Texas;and Volume 2205,Page 164
and Volume 6287,Page 246,Official Records,Brazos County,Texas,but deleting any covenants,conditions or
restrictions indicating a preference,limitation or discrimination based on race,color,religion,sex,handicap,familial
status,or national origin unless and only to the extent that said covenant(a)is exempt under Chapter 42,Section 3607
of the United States Code or(b)relates to handicap but does not discriminate against handicapped persons.
2. Any discrepancies,conflicts,or shortages in area or boundary lines,or any encroachments or protrusions,or any overlapping
of improvements.
3. Homestead or community property or survivorship rights,if any,of any spouse of any insured. (Applies to the Owner's Policy
only.)
4. Any titles or rights asserted by anyone, including,but not limited to, persons,the public, corporations,governments or other
entities,
a. to tidelands,or lands comprising the shores or beds of navigable or perennial rivers and streams, lakes,bays,gulfs or
oceans,or
b. to lands beyond the line of harbor or bulkhead lines as established or changed by any government,or
c. to filled-in lands,or artificial islands,or
d. to statutory water rights,including riparian rights,or
e. to the area extending from the line of mean low tide to the line of vegetation, or the rights of access to that area or
easement along and across that area.
(Applies to the Owner's Policy only.)
5. Standby fees, taxes and assessments by any taxing authority for the year 2014, and subsequent years; and subsequent taxes
and assessments by any taxing authority for prior years due to change in land usage or ownership, but not those taxes or
assessments for prior years because of an exemption granted to a previous owner of the property under Section 11.13, Texas
Tax Code, or because of improvements not assessed for a previous tax year. (If Texas Short Form Residential Loan Policy
(T-2R)is issued,that policy will substitute "which become due and payable subsequent to Date of Policy" in lieu of"for the
year and subsequent years.")
6. The terms and conditions of the documents creating your interest in the land.
7. Materials furnished or labor performed in connection with planned construction before signing and delivering the lien
document described in Schedule A,if the land is part of the homestead of the owner. (Applies to the Loan Title Policy Binder
on Interim Construction Loan only,and may be deleted if satisfactory evidence is furnished to us before a binder is issued.)
FORM T-7: Commitment for Title Insurance
Continuation of Schedule B GF No. 145088
8. Liens and leases that affect the title to the land,but that are subordinate to the lien of the insured mortgage. (Applies to Loan
Policy(T-2)only.)
9. The Exceptions from Coverage and Express Insurance in Schedule B of the Texas Short Form Residential Loan Policy(T-
2R). (Applies to Texas Short Form Residential Loan Policy(T-2R)only. Separate exceptions 1 through 8 of this Schedule B
do not apply to the Texas Short Form Residential Loan Policy(T-2R).
10. The following matters and all terms of the documents creating or offering evidence of the matters(We must insert matters or
delete this exception.):
a. Rights of Parties in Possession. (OWNER POLICY ONLY)
b. All leases,grants,exceptions or reservations of coal,lignite,oil,gas and other minerals,together with all
rights,privileges,and immunities relating thereto,appearing in the Public Records whether listed in Schedule
B or not. There may be leases,grants,exceptions or reservations of mineral interest that are not listed.
c. Any encroachment,encumbrance,violation,variation,or adverse circumstance affecting title that would be
disclosed by an accurate and complete land survey of the land. (NOTE:UPON RECEIPT OF A SURVEY
ACCEPTABLE TO COMPANY,THIS EXCEPTION WILL BE DELETED. COMPANY RESERVES THE
RIGHT TO ADD ADDITIONAL EXCEPTIONS PER ITS EXAMINATION OF SAID SURVEY.)
d 25'setback along the north side; 10'setback along the east and west sides;20'utility easement(part on
property)along the south side as shown on plat recorded in Volume 104,Page 243 of the Deed Records of
Brazos County,Texas;as set out in restrictions recorded in Volume 104,Page 240 of the Deed Records of
Brazos County,Texas as shown on survey prepared on December 5,2014,under the supervision of Paul E.
Williams,R.P.L.S.#5743.
e. Any claim or right of adjoining property owner(s)to that strip of land lying between the fence and the
boundary line on the east and west sides of the property,as shown on survey prepared on December 5,2014,
under the supervision of Paul E.Williams,R.P.L.S.#5743. (OWNER POLICY ONLY)
f. Fence lies outside the property line on the west sides of the property,as shown on survey prepared on
December 5,2014,under the supervision of Paul E.Williams,R.P.L.S.#5743. (OWNER POLICY ONLY)
g. Maintenance Charges and the Lien securing the payment of the same,as set out in restrictions recorded in
Volume 2205,Page 164 of the Official Records of Brazos County,Texas.
FORM T-7: Commitment for Title Insurance
Bill S Return to
University Title Company
P.O. Drawer DT* Doc Ek Vol F9
°liege «: �: I, Y UTC GPI 145088;JAFFAR KAY WD(kt) 031218840 OR 12464 85
GF# 14510 8g"MIA,
Notice of Confidentiality Rights:if you are a natural person,you
may remove or strike any or all of the following information from
any instrument that transfers an interest in real property before
it Is filed for record in the public records: your social security
number or your driver's license number.
GENERAL WARRANTY DEED
Date: January jo , 2015
Grantor SHABEER JAFFAR
Grantee: MICHAEL KAY and ALLISON KAY
Grantee's Mailing Address: I ' Al W+ci. .
cow el6.
Consideration: TEN AND NO/100 DOLLARS ($10.00) and other good
and valuable consideration
Property(including any improvements):
Lots Twenty-six(26) and Twenty-seven (27), Block Nineteen (19), Fourth Installment of
College Hills Estates,City of College Station,according to plat thereof recorded in Volume
104, Page 243 of the Deed Records of Brazos County, Texas.
Reservations from Conveyance:
None.
Exceptions to Conveyance and Warranty:
1. Restrictive covenants recorded in Volume 104, Page 240 and Volume 216, Page
92, Deed Records, Brazos County, Texas; and Volume 2205, Page 164 and
Volume 6287, Page 246, Official Records, Brazos County, Texas,
2. 25' setback along the north side; 10' setback along the east and west sides; 20'
utility easement(part on property)along the south side as shown on plat recorded
in Volume 104, Page 243 of the Deed Records of Brazos County,Texas;as set out
in restrictions recorded in Volume 104, Page 240 of the Deed Records of Brazos
General Warranty Deed Page 1 of 3
Doc Bk Vol. P9
01218840 OR 12464 86
County, Texas as shown on survey prepared on December 5, 2014, under the
supervision of Paul E. Williams, R.P.L.S. #5743.
3. Any claim or right of adjoining property owner(s)to that strip of.land lying between
the fence and the boundary line on the east and west sides of the property, as
shown on survey prepared on December 5,2014, under the supervision of Paul E.
Williams, R.P.L.S. #5743.
4. Fence lies outside the property line on the west sides of the property, as shown on
survey prepared on December 5, 2014, under the supervision of Paul E. Williams,
R.P.L.S.#5743.
5. Maintenance Charges and the Lien securing the payment of the same, as set out
in restrictions recorded in Volume 2205, Page 164 of the Official Records of Brazos
County, Texas.
Grantor,for the Consideration and subject to the Reservations from Conveyance and the
Exceptions to Conveyance and Warranty, grants, sells, and conveys to Grantee the
Property, together with all and singular the rights and appurtenances thereto in any way
belonging,to have and to hold it to Grantee and Grantee's heirs,successors, and assigns
forever. Grantor binds Grantor and Grantor's heirs and successors to warrant and forever
defend all and singular the Property to Grantee and Grantee's heirs, successors, and
assigns against every person whomsoever lawfully claiming or to claim the same or any
part thereof, except as to the Reservations from Conveyance and the Exceptions to
Conveyance and Warranty.
When the context requires, singular nouns and pronouns include the plural.
Ad valorem taxes for the current year have been prorated as of the date of delivery of this
deed, and the Grantee by his acceptance hereof covenants and agrees to pay all ad
valorem taxes upon the property from and including taxes for the year 2015.
SHABEERJAFF
General Warranty Deed Page 2 of 3
Doc Bk Vol Pe
01218840 OR 12464 87
STATE OF TEXAS
COUNTY OF BRAZOS
This instrument was acknowledged before me on the day of January, 2015,
by SHABEER JAFFAR.
Notary Public, • = e exas
",en,. WMGUPSEY Filed for Record in:
• << .
NOTARY PUBIJC BRAZOS COUNTY
' � STATEOFTEXAS
linage!. On: Jan 12/2015 at 02:27P
As a
NO LABEL RECORDING
Document Number: 01218840
Amount 28.00
Receipt umber - 533225
By?
Patsy Iontalbeno
STATE OF TEXAS COUNTY OF BRAZOS
I hereby certify that this instrument was •
filed on the date and time stamped hereon by me
and was duly recorded in the volume and vase
of the Official Public records of:
BRAZOS COUNTY
as stamped hereon by me.
Jan 12,2015
Karen McQueen? Brazos Counts Clerk
BRAZOS COUNTY
RECORDING PAID FOR BY: UTC GF#145088 PREPARED IN THE LAW OFFICE OF:
AFTER RECORDING RETURN TO: HOELSCHER, UPSEY, ELMORE,&POOLE, P.C.
University Title Company 1021 University Drive East
1021 University Drive East College Station,Texas 77840
College Station,TX 77840 /USER/KIM/UTC/JAFFAR KAY WD(kt)
WARRANTY DEED
SHABEERJAFFAR
to MICHAEL KAY AND ALLISON KAY
General Warranty Deed Page 3 of 3