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HomeMy WebLinkAboutTitle Insurance COMMITMENT FOR TITLE INSURANCE Issued By Fidelity National Title Insurance Company SCHEDULE A Effective Date: December 9,2014,08:00 a.m. GF No. 145088 Commitment issued: January 9,2015 1. The policy or policies to be issued are: (a) OWNER'S POLICY OF TITLE INSURANCE(Form T-1) (Not applicable for improved one-to-four family residential real estate) Policy Amount: PROPOSED INSURED: (b) TEXAS RESIDENTIAL OWNER'S POLICY OF TITLE INSURANCE -ONE-TO-FOUR FAMILY RESIDENCES(Form T-1R) Policy Amount: $175,000.00 PROPOSED INSURED: Michael Kay and Allison Kay (c) LOAN POLICY OF TITLE INSURANCE(Form T-2) Policy Amount: PROPOSED INSURED: Proposed Borrower: (d) TEXAS SHORT FORM RESIDENTIAL LOAN POLICY OF TITLE INSURANCE(Form T-2R) Policy Amount: PROPOSED INSURED: Proposed Borrower: (e) LOAN TITLE POLICY BINDER ON INTERIM CONSTRUCTION LOAN(Form T-13) Binder Amount: PROPOSED INSURED: Proposed Borrower: (f) OTHER Policy Amount: PROPOSED INSURED: 2. The interest in the land covered by this Commitment is: Fee Simple 3. Record title to the land on the Effective Date appears to be vested in: Shabeer Jaffar 4. Legal description of the land: Lots Twenty-six(26)and Twenty-seven(27),Block Nineteen(19),Fourth Installment of College Hills Estates,City of College Station,according to plat thereof recorded in Volume 104,Page 243 of the Deed Records of Brazos County, Texas. FORM T-7: Commitment for Title Insurance COMMITMENT FOR TITLE INSURANCE Issued By Fidelity National Title Insurance Company SCHEDULE B EXCEPTIONS FROM COVERAGE In addition to the Exclusions and Conditions and Stipulations, your Policy will not cover loss, costs, attorneys' fees, and expenses resulting from: 1. The following restrictive covenants of record itemized below (We must either insert specific recording data or delete this exception): Volume 104,Page 240 and Volume 216,Page 92,Deed Records,Brazos County,Texas;and Volume 2205,Page 164 and Volume 6287,Page 246,Official Records,Brazos County,Texas,but deleting any covenants,conditions or restrictions indicating a preference,limitation or discrimination based on race,color,religion,sex,handicap,familial status,or national origin unless and only to the extent that said covenant(a)is exempt under Chapter 42,Section 3607 of the United States Code or(b)relates to handicap but does not discriminate against handicapped persons. 2. Any discrepancies,conflicts,or shortages in area or boundary lines,or any encroachments or protrusions,or any overlapping of improvements. 3. Homestead or community property or survivorship rights,if any,of any spouse of any insured. (Applies to the Owner's Policy only.) 4. Any titles or rights asserted by anyone, including,but not limited to, persons,the public, corporations,governments or other entities, a. to tidelands,or lands comprising the shores or beds of navigable or perennial rivers and streams, lakes,bays,gulfs or oceans,or b. to lands beyond the line of harbor or bulkhead lines as established or changed by any government,or c. to filled-in lands,or artificial islands,or d. to statutory water rights,including riparian rights,or e. to the area extending from the line of mean low tide to the line of vegetation, or the rights of access to that area or easement along and across that area. (Applies to the Owner's Policy only.) 5. Standby fees, taxes and assessments by any taxing authority for the year 2014, and subsequent years; and subsequent taxes and assessments by any taxing authority for prior years due to change in land usage or ownership, but not those taxes or assessments for prior years because of an exemption granted to a previous owner of the property under Section 11.13, Texas Tax Code, or because of improvements not assessed for a previous tax year. (If Texas Short Form Residential Loan Policy (T-2R)is issued,that policy will substitute "which become due and payable subsequent to Date of Policy" in lieu of"for the year and subsequent years.") 6. The terms and conditions of the documents creating your interest in the land. 7. Materials furnished or labor performed in connection with planned construction before signing and delivering the lien document described in Schedule A,if the land is part of the homestead of the owner. (Applies to the Loan Title Policy Binder on Interim Construction Loan only,and may be deleted if satisfactory evidence is furnished to us before a binder is issued.) FORM T-7: Commitment for Title Insurance Continuation of Schedule B GF No. 145088 8. Liens and leases that affect the title to the land,but that are subordinate to the lien of the insured mortgage. (Applies to Loan Policy(T-2)only.) 9. The Exceptions from Coverage and Express Insurance in Schedule B of the Texas Short Form Residential Loan Policy(T- 2R). (Applies to Texas Short Form Residential Loan Policy(T-2R)only. Separate exceptions 1 through 8 of this Schedule B do not apply to the Texas Short Form Residential Loan Policy(T-2R). 10. The following matters and all terms of the documents creating or offering evidence of the matters(We must insert matters or delete this exception.): a. Rights of Parties in Possession. (OWNER POLICY ONLY) b. All leases,grants,exceptions or reservations of coal,lignite,oil,gas and other minerals,together with all rights,privileges,and immunities relating thereto,appearing in the Public Records whether listed in Schedule B or not. There may be leases,grants,exceptions or reservations of mineral interest that are not listed. c. Any encroachment,encumbrance,violation,variation,or adverse circumstance affecting title that would be disclosed by an accurate and complete land survey of the land. (NOTE:UPON RECEIPT OF A SURVEY ACCEPTABLE TO COMPANY,THIS EXCEPTION WILL BE DELETED. COMPANY RESERVES THE RIGHT TO ADD ADDITIONAL EXCEPTIONS PER ITS EXAMINATION OF SAID SURVEY.) d 25'setback along the north side; 10'setback along the east and west sides;20'utility easement(part on property)along the south side as shown on plat recorded in Volume 104,Page 243 of the Deed Records of Brazos County,Texas;as set out in restrictions recorded in Volume 104,Page 240 of the Deed Records of Brazos County,Texas as shown on survey prepared on December 5,2014,under the supervision of Paul E. Williams,R.P.L.S.#5743. e. Any claim or right of adjoining property owner(s)to that strip of land lying between the fence and the boundary line on the east and west sides of the property,as shown on survey prepared on December 5,2014, under the supervision of Paul E.Williams,R.P.L.S.#5743. (OWNER POLICY ONLY) f. Fence lies outside the property line on the west sides of the property,as shown on survey prepared on December 5,2014,under the supervision of Paul E.Williams,R.P.L.S.#5743. (OWNER POLICY ONLY) g. Maintenance Charges and the Lien securing the payment of the same,as set out in restrictions recorded in Volume 2205,Page 164 of the Official Records of Brazos County,Texas. FORM T-7: Commitment for Title Insurance Bill S Return to University Title Company P.O. Drawer DT* Doc Ek Vol F9 °liege «: �: I, Y UTC GPI 145088;JAFFAR KAY WD(kt) 031218840 OR 12464 85 GF# 14510 8g"MIA, Notice of Confidentiality Rights:if you are a natural person,you may remove or strike any or all of the following information from any instrument that transfers an interest in real property before it Is filed for record in the public records: your social security number or your driver's license number. GENERAL WARRANTY DEED Date: January jo , 2015 Grantor SHABEER JAFFAR Grantee: MICHAEL KAY and ALLISON KAY Grantee's Mailing Address: I ' Al W+ci. . cow el6. Consideration: TEN AND NO/100 DOLLARS ($10.00) and other good and valuable consideration Property(including any improvements): Lots Twenty-six(26) and Twenty-seven (27), Block Nineteen (19), Fourth Installment of College Hills Estates,City of College Station,according to plat thereof recorded in Volume 104, Page 243 of the Deed Records of Brazos County, Texas. Reservations from Conveyance: None. Exceptions to Conveyance and Warranty: 1. Restrictive covenants recorded in Volume 104, Page 240 and Volume 216, Page 92, Deed Records, Brazos County, Texas; and Volume 2205, Page 164 and Volume 6287, Page 246, Official Records, Brazos County, Texas, 2. 25' setback along the north side; 10' setback along the east and west sides; 20' utility easement(part on property)along the south side as shown on plat recorded in Volume 104, Page 243 of the Deed Records of Brazos County,Texas;as set out in restrictions recorded in Volume 104, Page 240 of the Deed Records of Brazos General Warranty Deed Page 1 of 3 Doc Bk Vol. P9 01218840 OR 12464 86 County, Texas as shown on survey prepared on December 5, 2014, under the supervision of Paul E. Williams, R.P.L.S. #5743. 3. Any claim or right of adjoining property owner(s)to that strip of.land lying between the fence and the boundary line on the east and west sides of the property, as shown on survey prepared on December 5,2014, under the supervision of Paul E. Williams, R.P.L.S. #5743. 4. Fence lies outside the property line on the west sides of the property, as shown on survey prepared on December 5, 2014, under the supervision of Paul E. Williams, R.P.L.S.#5743. 5. Maintenance Charges and the Lien securing the payment of the same, as set out in restrictions recorded in Volume 2205, Page 164 of the Official Records of Brazos County, Texas. Grantor,for the Consideration and subject to the Reservations from Conveyance and the Exceptions to Conveyance and Warranty, grants, sells, and conveys to Grantee the Property, together with all and singular the rights and appurtenances thereto in any way belonging,to have and to hold it to Grantee and Grantee's heirs,successors, and assigns forever. Grantor binds Grantor and Grantor's heirs and successors to warrant and forever defend all and singular the Property to Grantee and Grantee's heirs, successors, and assigns against every person whomsoever lawfully claiming or to claim the same or any part thereof, except as to the Reservations from Conveyance and the Exceptions to Conveyance and Warranty. When the context requires, singular nouns and pronouns include the plural. Ad valorem taxes for the current year have been prorated as of the date of delivery of this deed, and the Grantee by his acceptance hereof covenants and agrees to pay all ad valorem taxes upon the property from and including taxes for the year 2015. SHABEERJAFF General Warranty Deed Page 2 of 3 Doc Bk Vol Pe 01218840 OR 12464 87 STATE OF TEXAS COUNTY OF BRAZOS This instrument was acknowledged before me on the day of January, 2015, by SHABEER JAFFAR. Notary Public, • = e exas ",en,. WMGUPSEY Filed for Record in: • << . NOTARY PUBIJC BRAZOS COUNTY ' � STATEOFTEXAS linage!. On: Jan 12/2015 at 02:27P As a NO LABEL RECORDING Document Number: 01218840 Amount 28.00 Receipt umber - 533225 By? Patsy Iontalbeno STATE OF TEXAS COUNTY OF BRAZOS I hereby certify that this instrument was • filed on the date and time stamped hereon by me and was duly recorded in the volume and vase of the Official Public records of: BRAZOS COUNTY as stamped hereon by me. Jan 12,2015 Karen McQueen? Brazos Counts Clerk BRAZOS COUNTY RECORDING PAID FOR BY: UTC GF#145088 PREPARED IN THE LAW OFFICE OF: AFTER RECORDING RETURN TO: HOELSCHER, UPSEY, ELMORE,&POOLE, P.C. University Title Company 1021 University Drive East 1021 University Drive East College Station,Texas 77840 College Station,TX 77840 /USER/KIM/UTC/JAFFAR KAY WD(kt) WARRANTY DEED SHABEERJAFFAR to MICHAEL KAY AND ALLISON KAY General Warranty Deed Page 3 of 3